Personal loans in Harrison, NJ

The closest larger city is Newark, NJ about 2 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 5.5%. Which products a lender may offer to Harrison's 20,520 residents follows from the New Jersey consumer-lending framework. Begin with the payment, then weigh APR and total interest across the lenders that reach Harrison's 20,520 residents.

Harrison: population, trend and location

The figures below are Harrison's own — Census population, land area and coordinates — followed by the New Jersey rules.

• Population: the Census counts 20,520 residents in Harrison (Vintage 2023 subcounty estimate), the 49th-largest figure among New Jersey's 323 places.
• Population trend: Up about 5.5% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 1,062 more since the 2020 base.
• Size percentile: Harrison's 20,520 people outrank roughly 85% of the places in New Jersey.
• Population density: about 16,945 people per square mile (Census land area 1.2 sq mi).
• Land area rank: Harrison's 1.2 square miles rank 229th of 323 places in New Jersey.
• Water: Harrison holds about 0.12 square miles, the 129th-largest water area in New Jersey.
• State share: roughly 0.5% of New Jersey's residents live in Harrison (20,520 people).
• Nationally: Harrison is the 1,842nd-largest of 19,457 Census places in the dataset.
• Growth in New Jersey: Harrison stands 14th by percentage change from 2020 to 2023, among 323 places.
• State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Harrison's 5.5%.
• Density rank: Harrison places 12th among New Jersey's places by people per square mile.
• Against the state median: Harrison runs about 16,945 residents per square mile, where the New Jersey median is 3,448.
• Location: latitude 40.7430, longitude -74.1529 (Census Gazetteer).
• Nearest larger cities: Newark (2 mi); Kearny (2 mi); East Orange (3 mi); Jersey City (5 mi); Secaucus (5 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: East Newark (1 mi); North Arlington (3 mi); Glen Ridge (5 mi).
• Smaller neighbours: 301 places smaller than Harrison sit within 50 miles.
• Larger places within 100 miles: 95.

Harrison on the map

Inside Harrison's boundaries lie roughly 1.2 square miles of land and 0.12 square miles of water. The resulting density is about 16,945 people per square mile. Newark, the largest place in New Jersey, is about 2 miles from Harrison. Counting outward 50 miles, 62 larger communities surround Harrison. The 100-mile radius contains 95 larger places.

Harrison against the rest of New Jersey

Set beside New Jersey's 323 places, Harrison ranks 49th by population and holds about 0.5% of the state total. For population change between 2020 and 2023, Harrison ranks 14th of 323 in New Jersey (about the 96th percentile). Its roughly 16,945 residents per square mile place it 12th among New Jersey's places. By land area, its 1.2 square miles rank 229th of 323 places in New Jersey.

Lender access in Harrison

Harrison is a densely built community of about 20,520 people, with 62 larger places inside a 50-mile radius. Distance to a branch rarely matters for Harrison's 20,520 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Newark, NJ about 2 miles away.

How New Jersey law applies in Harrison

This table holds the New Jersey rate and licensing rules for consumer loans made to Harrison's 20,520 residents.

Steps to take before a Harrison loan

Before you apply in Harrison, a community of about 20,520, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the New Jersey regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Harrison-specific: the same New Jersey licensing and disclosure rules reach all 20,520 residents.