Personal loans in Harris, MN

Harris is a small community in Minnesota, with an estimated 1,139 residents, and every licensed lender here follows the same state rulebook. Price two or three terms so you can see which payment is truly affordable in Harris. A single loan can carry different costs on either side of a state line, and Harris sits on the Minnesota side of that line. The closest larger place is North Branch, MN about 6 miles away.

Borrowing in Harris: the local picture

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: about 1,139 people live here, which puts Harris 336th of 853 Census places in Minnesota (Vintage 2023).
• Population trend: Growth of about 2.3% across the 2020-to-2023 comparison.
• Absolute change: 26 residents added between 2020 and 2023.
• Size percentile: roughly 61% of Minnesota places rank below Harris.
• Population density: about 57 people per square mile across 20.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Harris ranks 71st among Minnesota's 853 places, at 20.0 sq mi.
• Water area rank: Harris ranks 233rd among Minnesota's 853 places, with 0.12 sq mi.
• State population share: Harris accounts for about 0.0% of everyone in Minnesota.
• National standing: Harris ranks 9,734th of 19,457 US places.
• Growth rank: Harris ranks 153rd among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Harris's 2.3% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Harris places 816th among Minnesota's places by people per square mile.
• Against the state median: Harris runs about 57 residents per square mile, where the Minnesota median is 607.
• Location: 45.5978, -92.9886 (Census Gazetteer coordinates).
• Nearest larger cities: North Branch (6 mi); Rush City (6 mi); Cambridge (12 mi); Stacy (12 mi); Rock Creek (12 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Grasston (16 mi); Center City (16 mi); Bethel (19 mi).
• Smaller places within 50 miles: 47 of them.
• At 100 miles: 251 larger Census places fall inside that radius.

What a Harris borrower is actually offered

Most loans made to Harris's 1,139 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Harris loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Harris loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Harris in state context

Among Minnesota's 853 places, Harris sits at 336th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 153rd of 853 Minnesota places, putting it near the 82th percentile for growth. By density, at about 57 people per square mile, it ranks 816th in Minnesota. Within 50 miles sit 47 smaller Census places, alongside the 105 that are larger.

Borrowing reach in Harris

With about 57 residents per square mile, Harris is sparsely settled, and 105 larger Census places sit within 50 miles. What is available to Harris's 1,139 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is North Branch, MN about 6 miles away.

Harris: area, density and distance

Harris's land area is about 20.0 square miles; a further 0.12 square miles is water. With 1,139 residents, the land area yields roughly 57 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 46 miles away. Within 50 miles of Harris there are 105 larger Census places. The 100-mile radius contains 251 larger places.

Minnesota rules behind a Harris personal loan

This table holds the Minnesota rate and licensing rules for consumer loans made to Harris's 1,139 residents.