Personal loans in Harlem, GA

The Census counts 3,992 people in Harlem, the 164th-largest figure among Georgia's 536 places. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Harlem's 3,992 residents. A 2020-to-2023 comparison shows Harlem up by about 11.8%. The closest larger city is Grovetown, GA about 6 miles away.

Harlem: the sourced local profile

Set out below is Harlem's local context next to the state-level rules that reach every lender here.

• Population: about 3,992, ranked 164th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 11.8% between 2020 and 2023.
• People gained or lost: about 421 more since the 2020 base.
• Size percentile: Harlem's 3,992 people outrank roughly 69% of the places in Georgia.
• Density: roughly 606 residents per square mile, spread over 6.6 sq mi of land.
• Land area: Harlem covers 6.6 square miles, the 147th-largest area among Georgia's 536 places.
• Water area rank: Harlem ranks 305th among Georgia's 536 places, with 0.02 sq mi.
• Within Georgia: about 0.1% of the state's population lives in Harlem.
• National standing: Harlem ranks 5,460th of 19,457 US places.
• Growth rank: Harlem's 2020-to-2023 change ranks 53rd of 536 places in Georgia.
• State comparison: Georgia's places average +3.4% for 2020-to-2023, against Harlem's 11.8%.
• Density in Georgia: Harlem ranks 241st by people per square mile.
• Density in context: Harlem's 606 people per square mile sit against a Georgia median of 536.
• Location: 33.4353 / -82.3161, per the US Census Bureau Gazetteer.
• Nearest larger cities: Grovetown (6 mi); Thomson (11 mi); North Augusta (22 mi); Waynesboro (29 mi); Edgefield (33 mi). Living near a larger metro rarely changes what is available in Harlem.
• Nearest smaller towns: Dearing (4 mi); Blythe (11 mi); Keysville (15 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 52 of them.
• At 100 miles: 67 larger Census places fall inside that radius.

Lender access in Harlem

Harlem is a moderately settled community of about 3,992 people, with 7 larger places inside a 50-mile radius. Distance to a branch rarely matters for Harlem's 3,992 residents: the application is online and the price follows your credit file. The nearest bigger place is Grovetown, GA about 6 miles away.

Georgia consumer-lending rules applied in Harlem

When Georgia does not publish a figure, the row links to the source instead of inventing a number; Harlem is bound by the same rules.

What shapes a Harlem personal loan

Most loans made to Harlem's 3,992 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Harlem lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Harlem loan but raises total interest, so the smallest payment is not the cheapest loan.

How Harlem compares across Georgia

Harlem is the 164th-largest of 536 Census places in Georgia and contains about 0.1% of the state's people. For population change between 2020 and 2023, Harlem ranks 53rd of 536 in Georgia (about the 90th percentile). By density, at about 606 people per square mile, it ranks 241st in Georgia. In land area, Harlem ranks 147th among Georgia's 536 places.

Harlem on the map

The Census Gazetteer records 6.6 square miles of land and 0.02 square miles of water within Harlem. Spread across it are roughly 606 residents per square mile. For the state's biggest city, Atlanta, the distance is roughly 123 miles. Within 50 miles of Harlem there are 7 larger Census places. Within the same 50 miles lie 52 smaller Census places.