Personal loans in Hampton, FL
Hampton is one of 411 Census places in Florida; its 488 residents put it at 374th. If you are weighing a personal loan in Hampton, start from the payment you can carry; its 488 residents face the same statewide rules.
The trend for Hampton between 2020 and 2023 is upward by roughly 5.4%. Rate-shopping from Hampton costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Every figure below is Florida's own, applied to Hampton's 488 residents, with the publisher and retrieval date attached. The closest larger place is Waldo, FL about 5 miles away.
The Hampton data picture
Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.
- Population: an estimated 488 residents, 374th of 411 places in Florida (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 5.4% more residents than the 2020 Census counted.
- Absolute change: 25 residents added between 2020 and 2023.
- Size percentile: bigger than about 9% of the places in Florida, with 488 residents in Hampton.
- Population density: 427 people per square mile on 1.1 square miles of land.
- Land area: Hampton covers 1.1 square miles, the 336th-largest area among Florida's 411 places.
- Share of Florida: Hampton holds about 0.0% of the state's population, some 488 people.
- Nationally: Hampton is the 13,269th-largest of 19,457 Census places in the dataset.
- Growth rank: Hampton's 2020-to-2023 change ranks 122nd of 411 places in Florida.
- Versus Florida: the state average change is +5.5%, while Hampton moved 5.4%.
- Density in Florida: Hampton ranks 334th by people per square mile.
- Density in context: Hampton's 427 people per square mile sit against a Florida median of 1,608.
- Location: coordinates 29.8641, -82.1388 (US Census Bureau Gazetteer).
- Nearest larger cities: Waldo (5 mi); Starke (6 mi); Keystone Heights (8 mi); Lawtey (13 mi); Lake Butler (16 mi). Online lenders reach Hampton no matter how far the nearest branch is.
- Nearest smaller towns: Brooker (12 mi); Raiford (15 mi); La Crosse (16 mi).
- Smaller neighbours: 5 places smaller than Hampton sit within 50 miles.
- Within 100 miles: 128 places are larger than Hampton.
Getting a loan in Hampton
At roughly 427 people per square mile, Hampton is lightly settled; 35 larger places lie within 50 miles. Distance to a branch rarely matters for Hampton's 488 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Waldo, FL about 5 miles away.
Hampton against the rest of Florida
Against Florida's other places, Hampton accounts for about 0.0% of the state's population and ranks 374th of 411 by size. For population change between 2020 and 2023, Hampton ranks 122nd of 411 in Florida (about the 70th percentile). Its roughly 427 residents per square mile place it 334th among Florida's places. By land area, its 1.1 square miles rank 336th of 411 places in Florida.
How personal loans work in Hampton
Most loans made to Hampton's 488 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hampton. Because the payment is fixed, the total cost of a Hampton loan is knowable in advance — unlike a revolving card balance.
Where Hampton sits
Inside Hampton's boundaries lie about 1.1 square miles of land, with no significant water area recorded. With 488 residents, the land area yields roughly 427 people per square mile. For the state's biggest city, Jacksonville, the distance is roughly 43 miles. Counting outward 50 miles, 35 larger communities surround Hampton. By land area it ranks 336th of 411 Florida places.
The Florida lending rules that reach Hampton
Read the table as a lender's compliance picture for Hampton: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Common questions
What are my options in Hampton if my credit is poor?
What loan size can I expect in Hampton?
Do I have to pledge anything to borrow in Hampton?
Does comparing loans in Hampton cost me credit score points?
Nearby places
- Waldo, FL — population 818
- Starke, FL — population 5,937
- Keystone Heights, FL — population 1,536
- Brooker, FL — population 336
- Lawtey, FL — population 670
- Raiford, FL — population 225
- Lake Butler, FL — population 2,015
- La Crosse, FL — population 320