Personal loans in Halliday, ND

Two households in Halliday with comparable incomes can still be offered different rates; the city's 230 residents are not the reason. At about 230 residents, Halliday is larger than roughly 59% of the places in North Dakota. Halliday lost roughly 3.4% of its population across the 2020-to-2023 comparison. Pull your credit reports and line up at least three offers before you apply from Halliday. The next larger city is Killdeer, ND about 19 miles away.

Borrowing in Halliday: the local picture

Set out below is Halliday's local context next to the state-level rules that reach every lender here.

• Population: about 230 people live here, which puts Halliday 144th of 355 Census places in North Dakota (Vintage 2023).
• Population trend: Lower by roughly 3.4% since the 2020 count.
• Absolute change: 8 residents lost between 2020 and 2023.
• Size percentile: Halliday sits ahead of around 59% of North Dakota places, at 230 people.
• Density: roughly 499 residents per square mile, spread over 0.5 sq mi of land.
• By land area: Halliday ranks 202nd among North Dakota's 355 places, at 0.5 sq mi.
• State share: roughly 0.0% of North Dakota's residents live in Halliday (230 people).
• National rank: Halliday sits 16,015th by population among the 19,457 places in this dataset.
• Growth rank: Halliday's 2020-to-2023 change ranks 277th of 355 places in North Dakota.
• Against the state trend: Halliday's 3.4% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Halliday is the 138th most densely settled place in North Dakota.
• Against the state median: Halliday runs about 499 residents per square mile, where the North Dakota median is 352.
• Location: coordinates 47.3520, -102.3388 (US Census Bureau Gazetteer).
• Nearest larger cities: Killdeer (19 mi); Beulah (27 mi); Richardton (33 mi); Hazen (34 mi); Hebron (34 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Dodge (7 mi); Dunn Center (13 mi); Golden Valley (14 mi).
• Within a 50-mile radius: 9 smaller Census places.
• At 100 miles: 55 larger Census places fall inside that radius.

Getting a loan in Halliday

At roughly 499 people per square mile, Halliday is lightly settled; 13 larger places lie within 50 miles. What is available to Halliday's 230 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Killdeer, ND about 19 miles away.

How North Dakota law applies in Halliday

North Dakota has no separate rate rule for Halliday; the sourced rows below are what reach every lender that serves its 230 people.

Halliday against the rest of North Dakota

Among North Dakota's 355 places, Halliday sits at 144th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Halliday ranks 277th of 355 in North Dakota (about the 22th percentile). Its roughly 499 residents per square mile place it 138th among North Dakota's places. By land area, its 0.5 square miles rank 202nd of 355 places in North Dakota.

Land, water and location for Halliday

Inside Halliday's boundaries lie about 0.5 square miles of land, with no significant water area recorded. With 230 residents, the land area yields roughly 499 people per square mile. The largest place in North Dakota, Fargo, lies about 261 miles away. Counting outward 50 miles, 13 larger communities surround Halliday. By land area it ranks 202nd of 355 North Dakota places.

A practical checklist for Halliday borrowers

Before you hand your details to a lender in Halliday, where the population is near 230:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across North Dakota; what changes is your credit file, not the fact that Halliday holds 230 people.