Personal loans in Hale, MO
Census figures put the 2020-to-2023 decrease in Hale at about 1.6%. Personal loans in Hale are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 373 population.
With an estimated 373 residents, Hale is the 535th-largest of 937 places in Missouri. The closest larger place is Meadville, MO about 13 miles away. For the 373 people in Hale, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Hale's 373 residents.
Where Hale stands
Two layers matter for a Hale borrower: the local population picture and Missouri's consumer-lending statutes.
- Population: about 373, ranked 535th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.6% below the 2020 Census base.
- Absolute change: 6 residents lost between 2020 and 2023.
- Size percentile: about 43% of Missouri's Census places are smaller than Hale.
- Land and density: 0.5 square miles of land carry roughly 679 residents per square mile.
- By land area: Hale ranks 571st among Missouri's 937 places, at 0.5 sq mi.
- State share: roughly 0.0% of Missouri's residents live in Hale (373 people).
- National standing: Hale ranks 14,374th of 19,457 US places.
- Growth rank: Hale ranks 719th among Missouri's 937 places for the 2020-to-2023 change.
- Versus Missouri: the state average change is +0.8%, while Hale moved 1.6%.
- Density in Missouri: Hale ranks 509th by people per square mile.
- Density vs Missouri: Hale's 679 people per square mile compare with a state median of 743.
- Location: it lies at 39.6051, -93.3433 in the Census Gazetteer.
- Nearest larger cities: Meadville (13 mi); Brunswick (17 mi); Chillicothe (17 mi); Carrollton (19 mi); Brookfield (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Sumner (6 mi); Tina (7 mi); Bosworth (9 mi).
- Within a 50-mile radius: 65 smaller Census places.
- At 100 miles: 219 larger Census places fall inside that radius.
Lender access in Hale
Hale is moderately settled, with about 679 people per square mile and 41 larger places within 50 miles. Lenders licensed in Missouri reach Hale's 373 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Meadville, MO about 13 miles away.
A practical checklist for Hale borrowers
Complete these steps first when you borrow in Hale (373 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Missouri regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
In Hale as elsewhere in Missouri, the written terms — not the advertisement — are what count for its 373 residents.
Hale on the map
Hale's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 373 residents, the land area yields roughly 679 people per square mile. The state's population centre of gravity, Kansas City, is roughly 73 miles away. Within 50 miles of Hale there are 41 larger Census places. Within the same 50 miles lie 65 smaller Census places.
Hale's place among Missouri's 937 places
Within Missouri, Hale holds roughly 0.0% of all residents, the 535th-largest share among 937 places. Its 2020-to-2023 change ranks 719th of 937 Missouri places, putting it near the 23th percentile for growth. At about 679 people per square mile, Hale is the 509th most densely settled place in Missouri. In land area, Hale ranks 571st among Missouri's 937 places.
Missouri rules behind a Hale personal loan
Below are the Missouri rules that apply to a loan made in Hale, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Sumner, MO — population 79
- Tina, MO — population 136
- Bosworth, MO — population 209
- Triplett, MO — population 36
- Wheeling, MO — population 223
- Meadville, MO — population 415
- Mendon, MO — population 164
- Bogard, MO — population 163