Personal loans in Hadley, MN

An estimated 55 people make their home in Hadley, a figure that ranks 820th in Minnesota. Rate-shopping from Hadley costs nothing at pre-qualification, where a soft pull leaves your credit file alone. State law, not city hall, decides what a lender may do to Hadley's roughly 55 residents, and a state regulator supervises it. The nearest larger city is Slayton, MN about 5 miles away.

Where Hadley stands

The figures below are Hadley's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: the Census counts 55 residents in Hadley (Vintage 2023 subcounty estimate), the 820th-largest figure among Minnesota's 853 places.
• Population trend: Steady across the 2020-to-2023 comparison.
• Size percentile: roughly 4% of Minnesota places rank below Hadley.
• Population density: 187 people per square mile on 0.3 square miles of land.
• By land area: Hadley ranks 781st among Minnesota's 853 places, at 0.3 sq mi.
• Water: Hadley holds about 0.11 square miles, the 237th-largest water area in Minnesota.
• Share of state population: Hadley's 55 residents are about 0.0% of Minnesota.
• National rank: Hadley is 18,903rd of 19,457 places nationwide.
• Growth in Minnesota: Hadley stands 344th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Hadley's 0.0%.
• Density in Minnesota: Hadley ranks 687th by people per square mile.
• Against the state median: Hadley runs about 187 residents per square mile, where the Minnesota median is 607.
• Location: it lies at 44.0018, -95.8556 in the Census Gazetteer.
• Nearest larger cities: Slayton (5 mi); Lake Wilson (5 mi); Chandler (7 mi); Iona (7 mi); Currie (11 mi). Larger metros often have more branches, but online lenders reach Hadley on the same terms.
• Nearest smaller towns: Dovray (16 mi); Hatfield (17 mi); Florence (19 mi).
• Within a 50-mile radius: 5 smaller Census places.
• Within 100 miles: 368 places are larger than Hadley.

Steps to take before a Hadley loan

Before you apply in Hadley, a community of about 55, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Hadley-specific: the same Minnesota licensing and disclosure rules reach all 55 residents.

The geography behind Hadley

Hadley covers about 0.3 square miles of land, with 0.11 square miles of water inside its boundaries (Census Gazetteer). That land carries about 187 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 144 miles away. Hadley has 99 larger places within a 50-mile radius. Within the same 50 miles lie 5 smaller Census places.

The Minnesota lending rules that reach Hadley

This table holds the Minnesota rate and licensing rules for consumer loans made to Hadley's 55 residents.

How lenders reach Hadley

Hadley is lightly settled, with about 187 people per square mile and 99 larger places within 50 miles. What is available to Hadley's 55 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Slayton, MN about 5 miles away.

How personal loans work in Hadley

With roughly 55 residents, Hadley is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Hadley's 55 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Hadley decides the split between a comfortable payment and the total interest you pay.