Personal loans in Gun Barrel City, TX

Use the calculator on this page to price an amount and term before you commit in Gun Barrel City. Which products a lender may offer to Gun Barrel City's 6,824 residents follows from the Texas consumer-lending framework. The trend for Gun Barrel City between 2020 and 2023 is upward by roughly 10.3%. For a bigger market, look to Athens, TX about 20 miles away.

Where Gun Barrel City stands

The figures below are Gun Barrel City's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 6,824 residents; Gun Barrel City is the 313th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: About 10.3% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 638 residents.
• Size percentile: about 74% of Texas's Census places are smaller than Gun Barrel City.
• Land and density: 6.3 square miles of land carry roughly 1,091 residents per square mile.
• Land area: Gun Barrel City covers 6.3 square miles, the 319th-largest area among Texas's 1,224 places.
• Water area: Gun Barrel City has 0.37 square miles of water, ranking 119th of 1,224 places in Texas.
• Within Texas: about 0.0% of the state's population lives in Gun Barrel City.
• National rank: Gun Barrel City sits 4,048th by population among the 19,457 places in this dataset.
• Growth rank: Gun Barrel City's 2020-to-2023 change ranks 214th of 1,224 places in Texas.
• Against the state trend: Gun Barrel City's 10.3% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Gun Barrel City is the 452nd most densely settled place in Texas.
• Density in context: Gun Barrel City's 1,091 people per square mile sit against a Texas median of 840.
• Location: latitude 32.3282, longitude -96.1318 (Census Gazetteer).
• Nearest larger cities: Athens (20 mi); Kaufman (20 mi); Corsicana (26 mi); Terrell (29 mi); Ennis (29 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Mabank (3 mi); Tool (4 mi); Enchanted Oaks (4 mi), each with its own Census population profile.
• Smaller places within 50 miles: 89 of them.
• Within 100 miles: 117 places are larger than Gun Barrel City.

A pre-application checklist for Gun Barrel City

Complete these steps first when you borrow in Gun Barrel City (6,824 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Gun Barrel City-specific: the same Texas licensing and disclosure rules reach all 6,824 residents.

Gun Barrel City in state context

Gun Barrel City is the 313th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 214th of 1,224 Texas places, putting it near the 83th percentile for growth. By density, at about 1,091 people per square mile, it ranks 452nd in Texas. By land area, its 6.3 square miles rank 319th of 1,224 places in Texas.

Where Gun Barrel City sits

Inside Gun Barrel City's boundaries lie roughly 6.3 square miles of land and 0.37 square miles of water. Spread across it are roughly 1,091 residents per square mile. Houston, the largest place in Texas, is about 181 miles from Gun Barrel City. Counting outward 50 miles, 26 larger communities surround Gun Barrel City. By land area it ranks 319th of 1,224 Texas places.

The state rulebook for Gun Barrel City

For the roughly 6,824 residents of Gun Barrel City, the rules below are Texas's own; each row carries its publisher and retrieval date.

How a Gun Barrel City personal loan is priced

Most loans made to Gun Barrel City's 6,824 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Gun Barrel City can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Gun Barrel City loan is knowable in advance — unlike a revolving card balance.