Personal loans in Guin, AL

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Guin's 2,147 residents. With an estimated 2,147 residents, Guin is the 177th-largest of 462 places in Alabama. Judge Guin offers on total cost, not on how quickly the money arrives. A 2020-to-2023 comparison shows Guin down by about 2.1%. The closest larger city is Winfield, AL about 7 miles away.

What the Census records for Guin

Only a few things actually differ by place — population, area, location, and the Alabama rules a lender must follow — and they are below.

• Population: an estimated 2,147 residents, 177th of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 2.1% from 2020 to 2023.
• Net change: roughly 45 fewer people than the 2020 Census counted.
• Size percentile: Guin's 2,147 people outrank roughly 62% of the places in Alabama.
• Population density: 143 people per square mile on 15.0 square miles of land.
• Land area: Guin covers 15.0 square miles, the 101st-largest area among Alabama's 462 places.
• Share of state population: Guin's 2,147 residents are about 0.1% of Alabama.
• National standing: Guin ranks 7,376th of 19,457 US places.
• Growth rank: Guin ranks 328th among Alabama's 462 places for the 2020-to-2023 change.
• Against the state trend: Guin's 2.1% change compares with a Alabama average of +1.0% across its 462 places.
• Density rank: Guin is the 341st most densely settled place in Alabama.
• Against the state median: Guin runs about 143 residents per square mile, where the Alabama median is 259.
• Location: coordinates 33.9832, -87.9024 (US Census Bureau Gazetteer).
• Nearest larger cities: Winfield (7 mi); Hamilton (11 mi); Fayette (20 mi); Haleyville (24 mi); Amory (33 mi). Larger metros often have more branches, but online lenders reach Guin on the same terms.
• Nearest smaller towns: Twin (3 mi); Gu-Win (3 mi); Beaverton (8 mi).
• Within a 50-mile radius: 47 smaller Census places.
• Larger places within 100 miles: 113.

Guin against the rest of Alabama

Set beside Alabama's 462 places, Guin ranks 177th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Guin ranks 328th of 462 in Alabama (about the 29th percentile). At about 143 people per square mile, Guin is the 341st most densely settled place in Alabama. By land area, its 15.0 square miles rank 101st of 462 places in Alabama.

What a Guin borrower is actually offered

In Guin, a small community of about 2,147, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Guin loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Guin loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Guin

Guin's land area is roughly 15.0 square miles, and the Gazetteer records no significant water area within it. With 2,147 residents, the land area yields roughly 143 people per square mile. Huntsville, the largest place in Alabama, is about 86 miles from Guin. Counting outward 50 miles, 14 larger communities surround Guin. Within the same 50 miles lie 47 smaller Census places.

How Alabama law applies in Guin

These are Alabama's sourced lending facts as they reach Guin's 2,147 residents; the state has no city-level rate rule.

Lender access in Guin

At roughly 143 people per square mile, Guin is lightly settled; 14 larger places lie within 50 miles. Lenders licensed in Alabama reach Guin's 2,147 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Winfield, AL about 7 miles away.