Personal loans in Guilford, MO

For a borrower among the roughly 60 residents of Guilford, a personal loan is a tool whose cost turns on the terms, not the address. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Guilford loan. A lender that serves Guilford operates under Missouri lending statutes and a Missouri supervisor. The next larger city is Barnard, MO about 5 miles away.

The Guilford data picture

Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.

• Population: an estimated 60 residents, 864th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
• Population trend: About 3.2% below the 2020 Census base.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: roughly 8% of Missouri's places have fewer residents than Guilford's 60.
• Density: roughly 833 residents per square mile, spread over 0.1 sq mi of land.
• Land area rank: Guilford's 0.1 square miles rank 921st of 937 places in Missouri.
• Share of state population: Guilford's 60 residents are about 0.0% of Missouri.
• Nationally: Guilford is the 18,826th-largest of 19,457 Census places in the dataset.
• Growth rank: Guilford's 2020-to-2023 change ranks 869th of 937 places in Missouri.
• Versus Missouri: the state average change is +0.8%, while Guilford moved 3.2%.
• Density in Missouri: Guilford ranks 411th by people per square mile.
• Density vs Missouri: Guilford's 833 people per square mile compare with a state median of 743.
• Location: mapped by the US Census Bureau at 40.1686, -94.7360.
• Nearest larger cities: Barnard (5 mi); Bolckow (6 mi); Conception Junction (7 mi); Rosendale (10 mi); Stanberry (11 mi). Larger metros often have more branches, but online lenders reach Guilford on the same terms.
• Nearest smaller towns: Rea (8 mi); Clyde (8 mi); Arkoe (8 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 18 smaller Census places.
• Larger places within 100 miles: 462.

Lender access in Guilford

With about 833 residents per square mile, Guilford is moderately settled, and 103 larger Census places sit within 50 miles. Whether Guilford has a local branch or not, a Missouri-licensed lender can serve its 60 people online on the same terms. For a larger market, the closest option is Barnard, MO about 5 miles away.

Missouri rules behind a Guilford personal loan

These are Missouri's sourced lending facts as they reach Guilford's 60 residents; the state has no city-level rate rule.

Land, water and location for Guilford

Guilford covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 60 residents, the land area yields roughly 833 people per square mile. The state's population centre of gravity, Kansas City, is roughly 73 miles away. A 50-mile radius around Guilford takes in 103 places that are larger. The 100-mile radius contains 462 larger places.

What shapes a Guilford personal loan

A Guilford personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 60 residents. A lender serving Guilford's 60 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Guilford loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Guilford compares across Missouri

Guilford is the 864th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. For population change between 2020 and 2023, Guilford ranks 869th of 937 in Missouri (about the 7th percentile). Its roughly 833 residents per square mile place it 411th among Missouri's places. In land area, Guilford ranks 921st among Missouri's 937 places.