Personal loans in Guadalupe, AZ
Roughly 5,217 residents live in Guadalupe, the 56th-largest community in Arizona. Census figures put the 2020-to-2023 decrease in Guadalupe at about 1.9%. Guadalupe is a small town in Arizona, with an estimated 5,217 residents, and every licensed lender here follows the same state rulebook. A lender that serves Guadalupe operates under Arizona lending statutes and a Arizona supervisor. Judge Guadalupe offers on total cost, not on how quickly the money arrives. The closest larger city is Tempe, AZ about 2 miles away.
The Guadalupe data picture
Here is the sourced Census picture for Guadalupe, plus the Arizona lending rules that apply to a loan taken out here.
- Population: a Census-estimated 5,217, 56th among Arizona's 91 places (Vintage 2023).
- Population trend: Down about 1.9% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 103 residents.
- Size percentile: Guadalupe's 5,217 people outrank roughly 38% of the places in Arizona.
- Population density: 6,529 people per square mile on 0.8 square miles of land.
- Land area rank: Guadalupe's 0.8 square miles rank 89th of 91 places in Arizona.
- Within Arizona: about 0.1% of the state's population lives in Guadalupe.
- Nationally: Guadalupe is the 4,710th-largest of 19,457 Census places in the dataset.
- Growth in Arizona: Guadalupe stands 82nd by percentage change from 2020 to 2023, among 91 places.
- State comparison: Arizona's places average +3.8% for 2020-to-2023, against Guadalupe's 1.9%.
- Density rank: Guadalupe is the 1st most densely settled place in Arizona.
- Density in context: Guadalupe's 6,529 people per square mile sit against a Arizona median of 566.
- Location: mapped by the US Census Bureau at 33.3665, -111.9632.
- Nearest larger cities: Tempe (2 mi); Chandler (9 mi); Paradise Valley (13 mi); Gilbert (13 mi); Mesa (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Carefree (32 mi); Cave Creek (32 mi); Superior (49 mi).
- Smaller places within 50 miles: 3 of them.
- At 100 miles: 35 larger Census places fall inside that radius.
A practical checklist for Guadalupe borrowers
Before you hand your details to a lender in Guadalupe, where the population is near 5,217:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Arizona licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Arizona; what changes is your credit file, not the fact that Guadalupe holds 5,217 people.
Guadalupe: area, density and distance
The Census Gazetteer records about 0.8 square miles of land within Guadalupe, with no significant water area listed. The resulting density is about 6,529 people per square mile. The largest place in Arizona, Phoenix, lies about 16 miles away. Guadalupe has 25 larger places within a 50-mile radius. Within the same 50 miles lie 3 smaller Census places.
The anatomy of a Guadalupe personal loan
Most loans made to Guadalupe's 5,217 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Guadalupe. Because the payment is fixed, the total cost of a Guadalupe loan is knowable in advance — unlike a revolving card balance.
What Arizona law requires in Guadalupe
These are Arizona's sourced lending facts as they reach Guadalupe's 5,217 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arizona Department of Insurance and Financial Institutions (DIFI) Source says: "The Arizona Department of Insurance and Financial Institutions (DIFI)". | Arizona Department of Insurance and Financial Institutions (DIFI) as of 2026-09-16 |
| Consumer lender loan rate caps (§ 6-632) | Consumer loans: 36% per year on principal up to $3,000; for larger loans, 36% on the first $3,000 and 24% above $3,000 Source says: "a consumer loan rate of thirty-six per cent"; "a consumer loan rate of twenty-four per cent on that part of the principal amount greater than three thousand dollars". | Arizona State Legislature — A.R.S. § 6-632 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year default; any rate may be agreed in writing (other than medical debt) Source says: "interest shall be at the rate of ten percent a year, unless a different rate is contracted for in writing". | Arizona State Legislature — A.R.S. § 44-1201 as of 2026-09-16 |
Getting a loan in Guadalupe
Guadalupe is densely built, with about 6,529 people per square mile and 25 larger places within 50 miles. Distance to a branch rarely matters for Guadalupe's 5,217 residents: the application is online and the price follows your credit file. The nearest bigger place is Tempe, AZ about 2 miles away.
Common questions
What are my options in Guadalupe if my credit is poor?
What loan size can I expect in Guadalupe?
Do I have to pledge anything to borrow in Guadalupe?
Does comparing loans in Guadalupe cost me credit score points?
Nearby places
- Tempe, AZ — population 189,834
- Chandler, AZ — population 280,167
- Paradise Valley, AZ — population 12,502
- Gilbert, AZ — population 275,411
- Phoenix, AZ — population 1,650,070
- Mesa, AZ — population 511,648
- Glendale, AZ — population 253,855
- Tolleson, AZ — population 7,173