Personal loans in Grenville, SD
The first question in Grenville is not the rate on offer but whether the payment fits; about 46 people live here under South Dakota lending law.
When South Dakota caps or restricts a product, lenders either change the terms or withdraw it from Grenville as from the rest of the state. Grenville is home to roughly 46 people and stands 275th by size out of 309 Census places in South Dakota. For a community of about 46, the practical step is to compare APR across at least three lenders before committing. Between the 2020 Census base and the 2023 estimate, Grenville's population barely changed. The nearest larger metro is Roslyn, SD about 5 miles away.
Grenville by the numbers
Two layers matter for a Grenville borrower: the local population picture and South Dakota's consumer-lending statutes.
- Population: 46 — Grenville ranks 275th of 309 communities in South Dakota (US Census Bureau, Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: with 46 residents, Grenville is larger than about 11% of South Dakota's Census places.
- Density: the Census land area of 0.2 sq mi holds about 194 people per square mile.
- By land area: Grenville ranks 276th among South Dakota's 309 places, at 0.2 sq mi.
- State share: roughly 0.0% of South Dakota's residents live in Grenville (46 people).
- National rank: Grenville is 19,029th of 19,457 places nationwide.
- Growth rank: Grenville ranks 151st among South Dakota's 309 places for the 2020-to-2023 change.
- Versus South Dakota: the state average change is +0.9%, while Grenville moved 0.0%.
- Density in South Dakota: Grenville ranks 246th by people per square mile.
- Density vs South Dakota: Grenville's 194 people per square mile compare with a state median of 581.
- Location: mapped by the US Census Bureau at 45.4670, -97.3902.
- Nearest larger cities: Roslyn (5 mi); Waubay (10 mi); Eden (10 mi); Webster (11 mi); Ortley (13 mi). Larger metros often have more branches, but online lenders reach Grenville on the same terms.
- Smaller places nearby: Lake City (18 mi); Butler (21 mi); Marvin (27 mi).
- Within a 50-mile radius: 10 smaller Census places.
- At 100 miles: 220 larger Census places fall inside that radius.
Where Grenville sits in South Dakota
Set beside South Dakota's 309 places, Grenville ranks 275th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 151st of 309 South Dakota places, putting it near the 51th percentile for growth. At about 194 people per square mile, Grenville is the 246th most densely settled place in South Dakota. Within 50 miles sit 10 smaller Census places, alongside the 55 that are larger.
The anatomy of a Grenville personal loan
With roughly 46 residents, Grenville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Grenville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Grenville loan is knowable in advance — unlike a revolving card balance.
Which South Dakota laws govern a loan in Grenville
This table holds the South Dakota rate and licensing rules for consumer loans made to Grenville's 46 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Initiated Measure 21 anti-evasion rule (state-specific rule) | Initiated Measure 21 (2016) also bars evasion by indirect means; applies to loans originated, refinanced, rolled over, renewed or flipped after November 15, 2016. Source says: "prohibits these money lenders from evading this rate limitation by indirect means... a loan made in violation of this measure is void" (Division of Banking guidance on Initiated Measure 21). | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general maximum/usury restriction when the rate is set by written agreement; specific caps elsewhere in the code apply (e.g., 36% for licensed money lenders). Source says: "no maximum interest rate or charge, or usury rate restriction... if they establish the interest rate or charge by written agreement" (SDCL 54-3-1.1). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
Where Grenville sits
The Census Gazetteer records about 0.2 square miles of land within Grenville, with no significant water area listed. That land carries about 194 people per square mile. Sioux Falls, the largest place in South Dakota, is about 137 miles from Grenville. Within 50 miles of Grenville there are 55 larger Census places. The 100-mile radius contains 220 larger places.
Borrowing reach in Grenville
With about 194 residents per square mile, Grenville is lightly settled, and 55 larger Census places sit within 50 miles. What is available to Grenville's 46 borrowers is set by South Dakota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Roslyn, SD about 5 miles away.
Common questions
What are my options in Grenville if my credit is poor?
What loan size can I expect in Grenville?
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Does comparing loans in Grenville cost me credit score points?
Nearby places
- Roslyn, SD — population 181
- Eden, SD — population 91
- Waubay, SD — population 475
- Webster, SD — population 1,687
- Ortley, SD — population 48
- Lake City, SD — population 43
- Bristol, SD — population 282
- Butler, SD — population 6