Personal loans in Grenora, ND
About 214 people live in Grenora, placing it 153rd of 355 Census places in North Dakota. The first question in Grenora is not the rate on offer but whether the payment fits; about 214 people live here under North Dakota lending law.
Decide the purpose of the loan and your repayment plan before sharing any details with a Grenora lender. A single loan can carry different costs on either side of a state line, and Grenora sits on the North Dakota side of that line. From the 2020 Census base to the 2023 estimate, the population declined by about 3.2%. The closest larger city is Medicine Lake, MT about 27 miles away.
Grenora: the sourced local profile
What follows is Grenora's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.
- Population: 214 — Grenora ranks 153rd of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 3.2% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
- Size percentile: Grenora sits ahead of around 57% of North Dakota places, at 214 people.
- Population density: about 352 people per square mile (Census land area 0.6 sq mi).
- By land area: Grenora ranks 169th among North Dakota's 355 places, at 0.6 sq mi.
- State share: roughly 0.0% of North Dakota's residents live in Grenora (214 people).
- Nationally: Grenora is the 16,263rd-largest of 19,457 Census places in the dataset.
- Growth rank: Grenora ranks 264th among North Dakota's 355 places for the 2020-to-2023 change.
- Versus North Dakota: the state average change is -1.2%, while Grenora moved 3.2%.
- Density rank: Grenora is the 178th most densely settled place in North Dakota.
- Against the state median: Grenora runs about 352 residents per square mile, where the North Dakota median is 352.
- Location: the Census Gazetteer records it at 48.6199, -103.9367.
- Nearest larger cities: Medicine Lake (27 mi); Plentywood (30 mi); Williston (33 mi); Bainville (35 mi); Crosby (36 mi). Larger metros often have more branches, but online lenders reach Grenora on the same terms.
- Nearest smaller towns: Westby (18 mi); Fortuna (21 mi); Alamo (22 mi).
- Smaller neighbours: 10 places smaller than Grenora sit within 50 miles.
- Within 100 miles: 22 places are larger than Grenora.
Getting a loan in Grenora
Grenora is lightly settled, with about 352 people per square mile and 8 larger places within 50 miles. Lenders licensed in North Dakota reach Grenora's 214 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Medicine Lake, MT about 27 miles away.
What shapes a Grenora personal loan
With roughly 214 residents, Grenora is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Grenora's 214 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Grenora loan but raises total interest, so the smallest payment is not the cheapest loan.
Grenora against the rest of North Dakota
Against North Dakota's other places, Grenora accounts for about 0.0% of the state's population and ranks 153rd of 355 by size. For population change between 2020 and 2023, Grenora ranks 264th of 355 in North Dakota (about the 26th percentile). Its roughly 352 residents per square mile place it 178th among North Dakota's places. Within 50 miles sit 10 smaller Census places, alongside the 8 that are larger.
North Dakota rules behind a Grenora personal loan
The rows below set out what a licensed lender must follow in North Dakota, and so for Grenora's roughly 214 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
The geography behind Grenora
Grenora covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 352 people per square mile. Fargo, the largest place in North Dakota, is about 352 miles from Grenora. Counting outward 50 miles, 8 larger communities surround Grenora. The 100-mile radius contains 22 larger places.
Common questions
What are my options in Grenora if my credit is poor?
What loan size can I expect in Grenora?
Do I have to pledge anything to borrow in Grenora?
Does comparing loans in Grenora cost me credit score points?
Nearby places
- Westby, MT — population 165
- Fortuna, ND — population 29
- Alamo, ND — population 53
- Williston, ND — population 27,706
- Bainville, MT — population 263
- Ambrose, ND — population 17
- Medicine Lake, MT — population 244
- Springbrook, ND — population 32