Personal loans in Grant, MN

Two households in Grant with comparable incomes can still be offered different rates; the city's 3,932 residents are not the reason. Which products a lender may offer to Grant's 3,932 residents follows from the Minnesota consumer-lending framework. If debt is already a strain, a nonprofit credit counsellor can help Grant residents before they take on more. The next larger city is Mahtomedi, MN about 3 miles away.

Grant by the numbers

Most of what governs a Grant loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

• Population: 3,932 people, a figure that places Grant 181st among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.8% from 2020 to 2023.
• People gained or lost: about 33 fewer since the 2020 base.
• Size percentile: Grant sits ahead of around 79% of Minnesota places, at 3,932 people.
• Density: the Census land area of 25.1 sq mi holds about 157 people per square mile.
• By land area: Grant ranks 59th among Minnesota's 853 places, at 25.1 sq mi.
• Water area rank: Grant ranks 65th among Minnesota's 853 places, with 1.42 sq mi.
• State population share: Grant accounts for about 0.1% of everyone in Minnesota.
• National rank: Grant is 5,489th of 19,457 places nationwide.
• Growth in Minnesota: Grant stands 444th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Grant's 0.8%.
• Density rank: Grant is the 712th most densely settled place in Minnesota.
• Density vs Minnesota: Grant's 157 people per square mile compare with a state median of 607.
• Location: 45.0821, -92.9109 (Census Gazetteer coordinates).
• Nearest larger cities: Mahtomedi (3 mi); Stillwater (4 mi); White Bear Lake (5 mi); Oak Park Heights (6 mi); Hugo (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Dellwood (3 mi); Willernie (3 mi); Birchwood Village (4 mi).
• Smaller neighbours: 89 places smaller than Grant sit within 50 miles.
• At 100 miles: 155 larger Census places fall inside that radius.

How personal loans work in Grant

In Grant, a small community of about 3,932, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Grant's rank of 181st in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Grant decides the split between a comfortable payment and the total interest you pay.

Grant's place among Minnesota's 853 places

Set beside Minnesota's 853 places, Grant ranks 181st by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Grant stands 444th among Minnesota's 853 places — roughly the 48th percentile. By density, at about 157 people per square mile, it ranks 712th in Minnesota. Within 50 miles sit 89 smaller Census places, alongside the 119 that are larger.

The state rulebook for Grant

Read the table as a lender's compliance picture for Grant: the rule, the sourced figure, the publisher and the date.

Getting a loan in Grant

With about 157 residents per square mile, Grant is lightly settled, and 119 larger Census places sit within 50 miles. Whether Grant has a local branch or not, a Minnesota-licensed lender can serve its 3,932 people online on the same terms. The nearest bigger place is Mahtomedi, MN about 3 miles away.

Grant: area, density and distance

Inside Grant's boundaries lie roughly 25.1 square miles of land and 1.42 square miles of water. With 3,932 residents, the land area yields roughly 157 people per square mile. Minneapolis, the largest place in Minnesota, is about 19 miles from Grant. Grant has 119 larger places within a 50-mile radius. By land area it ranks 59th of 853 Minnesota places.