Personal loans in Grano, ND

A larger market lies at Lansford, ND about 10 miles away. The 2020-to-2023 change in Grano is negligible, under a tenth of a percent. Consumer lending that reaches Grano's 10 residents is governed by North Dakota statute; no city ordinance changes it. Rate-shopping from Grano costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

What the Census records for Grano

Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.

• Population: 10 — Grano ranks 346th of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: with 10 residents, Grano is larger than about 3% of North Dakota's Census places.
• Density: the Census land area of 0.3 sq mi holds about 34 people per square mile.
• Land area: Grano covers 0.3 square miles, the 260th-largest area among North Dakota's 355 places.
• Share of North Dakota: Grano holds about 0.0% of the state's population, some 10 people.
• National rank: Grano is 19,423rd of 19,457 places nationwide.
• Growth rank: Grano ranks 80th among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Grano's 0.0% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Grano places 338th among North Dakota's places by people per square mile.
• Against the state median: Grano runs about 34 residents per square mile, where the North Dakota median is 352.
• Location: coordinates 48.6153, -101.5892 (US Census Bureau Gazetteer).
• Nearest larger cities: Lansford (10 mi); Mohall (11 mi); Carpio (13 mi); Tolley (13 mi); Donnybrook (16 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Ruso (62 mi); Kief (72 mi); Perth (97 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 0 smaller Census places.
• Within 100 miles: 95 places are larger than Grano.

A pre-application checklist for Grano

Before you apply in Grano, a community of about 10, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the North Dakota regulator's records to confirm the lender is licensed here.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across North Dakota; what changes is your credit file, not the fact that Grano holds 10 people.

How North Dakota law applies in Grano

Read the table as a lender's compliance picture for Grano: the rule, the sourced figure, the publisher and the date.

How lenders reach Grano

Grano is sparsely settled, with about 34 people per square mile and 35 larger places within 50 miles. Whether Grano has a local branch or not, a North Dakota-licensed lender can serve its 10 people online on the same terms. The nearest bigger place is Lansford, ND about 10 miles away.

How Grano compares across North Dakota

Within North Dakota, Grano holds roughly 0.0% of all residents, the 346th-largest share among 355 places. On the 2020-to-2023 trend, Grano stands 80th among North Dakota's 355 places — roughly the 77th percentile. At about 34 people per square mile, Grano is the 338th most densely settled place in North Dakota. In land area, Grano ranks 260th among North Dakota's 355 places.

What shapes a Grano personal loan

With roughly 10 residents, Grano is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Grano lender to disclose the APR and finance charge before you sign. Shortening the term on a Grano loan raises the monthly payment but cuts the interest; lengthening it does the reverse.