Personal loans in Grandin, ND

A 2020-to-2023 comparison shows Grandin up by about 4.8%. Decide the purpose of the loan and your repayment plan before sharing any details with a Grandin lender. A single loan can carry different costs on either side of a state line, and Grandin sits on the North Dakota side of that line. The next larger city is Hendrum, MN about 9 miles away.

The Grandin data picture

Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.

• Population: about 195, ranked 159th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 4.8% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 9 residents.
• Size percentile: Grandin's 195 people outrank roughly 55% of the places in North Dakota.
• Density: roughly 1,077 residents per square mile, spread over 0.2 sq mi of land.
• Land area rank: Grandin's 0.2 square miles rank 320th of 355 places in North Dakota.
• Within North Dakota: about 0.0% of the state's population lives in Grandin.
• National rank: Grandin sits 16,565th by population among the 19,457 places in this dataset.
• Growth in North Dakota: Grandin stands 16th by percentage change from 2020 to 2023, among 355 places.
• Versus North Dakota: the state average change is -1.2%, while Grandin moved 4.8%.
• Density rank: Grandin is the 43rd most densely settled place in North Dakota.
• Against the state median: Grandin runs about 1,077 residents per square mile, where the North Dakota median is 352.
• Location: the Census Gazetteer records it at 47.2367, -97.0032.
• Nearest larger cities: Hendrum (9 mi); Hunter (10 mi); Halstad (11 mi); Hillsboro (12 mi); Argusville (13 mi). Living near a larger metro rarely changes what is available in Grandin.
• Smaller towns nearby: Gardner (7 mi); Perley (10 mi); Georgetown (15 mi).
• Within a 50-mile radius: 28 smaller Census places.
• Larger places within 100 miles: 126.

Before you apply in Grandin

These steps shape the offer you get in Grandin, a place of about 195 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

What differs between Grandin and the rest of North Dakota is not the process but the borrower's own file, among the 195 people here.

Grandin on the map

Inside Grandin's boundaries lie about 0.2 square miles of land, with no significant water area recorded. That land carries about 1,077 people per square mile. Fargo, the largest place in North Dakota, is about 27 miles from Grandin. Within 50 miles of Grandin there are 47 larger Census places. Within the same 50 miles lie 28 smaller Census places.

How lenders reach Grandin

With about 1,077 residents per square mile, Grandin is moderately settled, and 47 larger Census places sit within 50 miles. A North Dakota licence lets a lender serve Grandin without a local office, so branch density does not change what its 195 residents are offered. For a larger market, the closest option is Hendrum, MN about 9 miles away.

Grandin against the rest of North Dakota

Grandin is the 159th-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Grandin stands 16th among North Dakota's 355 places — roughly the 95th percentile. Its roughly 1,077 residents per square mile place it 43rd among North Dakota's places. By land area, its 0.2 square miles rank 320th of 355 places in North Dakota.

What North Dakota law requires in Grandin

Below are the North Dakota rules that apply to a loan made in Grandin, each with the regulator that issued it.