Personal loans in Grand Pass, MO

Personal loans in Grand Pass are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 49 population. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Grand Pass's 49 residents. Price two or three terms so you can see which payment is truly affordable in Grand Pass. The closest larger city is Waverly, MO about 4 miles away.

Grand Pass by the numbers

What follows is Grand Pass's place in the Census record, alongside the Missouri rules that govern a personal loan made here.

• Population: about 49, ranked 880th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.0% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: about 6% of Missouri communities are smaller than Grand Pass (49 residents).
• Population density: about 450 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Grand Pass covers 0.1 square miles, the 894th-largest area among Missouri's 937 places.
• State population share: Grand Pass accounts for about 0.0% of everyone in Missouri.
• National standing: Grand Pass ranks 18,985th of 19,457 US places.
• Growth rank: Grand Pass ranks 767th among Missouri's 937 places for the 2020-to-2023 change.
• State comparison: Missouri's places average +0.8% for 2020-to-2023, against Grand Pass's 2.0%.
• Density rank: Grand Pass places 674th among Missouri's places by people per square mile.
• Against the state median: Grand Pass runs about 450 residents per square mile, where the Missouri median is 743.
• Location: 39.2049, -93.4426 (US Census Bureau Gazetteer).
• Nearest larger cities: Waverly (4 mi); Malta Bend (4 mi); Mount Leonard (6 mi); Blackburn (7 mi); Alma (9 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Triplett (24 mi); Dalton (28 mi); Elmira (43 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 4 smaller Census places.
• At 100 miles: 415 larger Census places fall inside that radius.

Grand Pass: area, density and distance

Inside Grand Pass's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 450 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 60 miles. Within 50 miles of Grand Pass there are 111 larger Census places. The 100-mile radius contains 415 larger places.

What to do before borrowing in Grand Pass

These steps shape the offer you get in Grand Pass, a place of about 49 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Missouri licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

The process is identical across Missouri; what changes is your credit file, not the fact that Grand Pass holds 49 people.

How Grand Pass compares across Missouri

Within Missouri, Grand Pass holds roughly 0.0% of all residents, the 880th-largest share among 937 places. For population change between 2020 and 2023, Grand Pass ranks 767th of 937 in Missouri (about the 18th percentile). By density, at about 450 people per square mile, it ranks 674th in Missouri. Within 50 miles sit 4 smaller Census places, alongside the 111 that are larger.

The Missouri lending rules that reach Grand Pass

For the roughly 49 residents of Grand Pass, the rules below are Missouri's own; each row carries its publisher and retrieval date.

Lender access in Grand Pass

Grand Pass is lightly settled, with about 450 people per square mile and 111 larger places within 50 miles. Lenders licensed in Missouri reach Grand Pass's 49 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Waverly, MO about 4 miles away.