Personal loans in Granada, MN

Granada is a small community in Minnesota, with an estimated 282 residents, and every licensed lender here follows the same state rulebook. When Minnesota caps or restricts a product, lenders either change the terms or withdraw it from Granada as from the rest of the state. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Granada loan. The closest larger city is Fairmont, MN about 7 miles away.

Local context for Granada

Set out below is Granada's local context next to the state-level rules that reach every lender here.

• Population: about 282, ranked 597th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.8% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 8 fewer people than the 2020 Census counted.
• Size percentile: Granada sits ahead of around 30% of Minnesota places, at 282 people.
• Land and density: 0.6 square miles of land carry roughly 494 residents per square mile.
• Land area: Granada covers 0.6 square miles, the 663rd-largest area among Minnesota's 853 places.
• State share: roughly 0.0% of Minnesota's residents live in Granada (282 people).
• Nationally: Granada is the 15,335th-largest of 19,457 Census places in the dataset.
• Growth in Minnesota: Granada stands 718th by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Granada moved 2.8%.
• Density rank: Granada is the 482nd most densely settled place in Minnesota.
• Density in context: Granada's 494 people per square mile sit against a Minnesota median of 607.
• Location: coordinates 43.6930, -94.3495 (US Census Bureau Gazetteer).
• Nearest larger cities: Fairmont (7 mi); Winnebago (10 mi); Truman (10 mi); Blue Earth (13 mi); Welcome (13 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Northrop (5 mi); Lewisville (17 mi); Delavan (17 mi).
• Smaller neighbours: 37 places smaller than Granada sit within 50 miles.
• Larger places within 100 miles: 332.

Granada: area, density and distance

Granada covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 494 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 103 miles. Counting outward 50 miles, 76 larger communities surround Granada. Within the same 50 miles lie 37 smaller Census places.

Granada in state context

Within Minnesota, Granada holds roughly 0.0% of all residents, the 597th-largest share among 853 places. Its 2020-to-2023 change ranks 718th of 853 Minnesota places, putting it near the 16th percentile for growth. At about 494 people per square mile, Granada is the 482nd most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 8 residents.

What Minnesota law requires in Granada

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Granada lender must follow.

What to do before borrowing in Granada

For Granada's roughly 282 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Granada as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 282 residents.

What is available to Granada borrowers

With about 494 residents per square mile, Granada is lightly settled, and 76 larger Census places sit within 50 miles. Lenders licensed in Minnesota reach Granada's 282 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Fairmont, MN about 7 miles away.