Personal loans in Gothenburg, NE

An estimated 3,430 people make their home in Gothenburg, a figure that ranks 44th in Nebraska. Decide the purpose of the loan and your repayment plan before sharing any details with a Gothenburg lender. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Gothenburg's 3,430 residents. The closest larger place is Cozad, NE about 10 miles away.

What the Census records for Gothenburg

Two layers matter for a Gothenburg borrower: the local population picture and Nebraska's consumer-lending statutes.

• Population: 3,430 people, a figure that places Gothenburg 44th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.6% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 56 residents.
• Size percentile: with 3,430 residents, Gothenburg is larger than about 92% of Nebraska's Census places.
• Density: the Census land area of 3.6 sq mi holds about 945 people per square mile.
• Land area: Gothenburg covers 3.6 square miles, the 32nd-largest area among Nebraska's 527 places.
• Water area: Gothenburg has 0.04 square miles of water, ranking 24th of 527 places in Nebraska.
• State share: roughly 0.2% of Nebraska's residents live in Gothenburg (3,430 people).
• National rank: Gothenburg is the 5,882nd most populous of the 19,457 Census places covered here.
• Growth rank: Gothenburg ranks 337th among Nebraska's 527 places for the 2020-to-2023 change.
• State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Gothenburg's 1.6%.
• Density rank: Gothenburg is the 220th most densely settled place in Nebraska.
• Against the state median: Gothenburg runs about 945 residents per square mile, where the Nebraska median is 830.
• Location: the Census Gazetteer records it at 40.9247, -100.1539.
• Nearest larger cities: Cozad (10 mi); Lexington (24 mi); North Platte (34 mi); Broken Bow (43 mi); Holdrege (53 mi). Larger metros often have more branches, but online lenders reach Gothenburg on the same terms.
• Nearest smaller towns: Brady (13 mi); Farnam (15 mi); Eustis (19 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 35 of them.
• Larger places within 100 miles: 10.

How Nebraska law applies in Gothenburg

When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Gothenburg is bound by the same rules.

Gothenburg: area, density and distance

Gothenburg covers about 3.6 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). That land carries about 945 people per square mile. The state's population centre of gravity, Omaha, is roughly 215 miles away. Within 50 miles of Gothenburg there are 4 larger Census places. The 100-mile radius contains 10 larger places.

How Gothenburg compares across Nebraska

Among Nebraska's 527 places, Gothenburg sits at 44th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Gothenburg stands 337th among Nebraska's 527 places — roughly the 36th percentile. At about 945 people per square mile, Gothenburg is the 220th most densely settled place in Nebraska. In land area, Gothenburg ranks 32nd among Nebraska's 527 places.

How a Gothenburg personal loan is priced

Gothenburg is a small community of about 3,430 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Gothenburg's 3,430 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Gothenburg loan is knowable in advance — unlike a revolving card balance.

What is available to Gothenburg borrowers

Gothenburg is moderately settled, with about 945 people per square mile and 4 larger places within 50 miles. What is available to Gothenburg's 3,430 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Cozad, NE about 10 miles away.