Personal loans in Gordonsville, TN
If you are weighing a personal loan in Gordonsville, start from the payment you can carry; its 1,380 residents face the same statewide rules.
Rate ceilings, licensing requirements and product limits for Gordonsville are all set at the Tennessee level. An estimated 1,380 people make their home in Gordonsville, a figure that ranks 211th in Tennessee. Decide the purpose of the loan and your repayment plan before sharing any details with a Gordonsville lender. From the 2020 Census base to the 2023 estimate, the population rose by about 1.0%. The closest larger city is South Carthage, TN about 4 miles away.
Gordonsville: population, trend and location
What follows is Gordonsville's place in the Census record, alongside the Tennessee rules that govern a personal loan made here.
- Population: the Census counts 1,380 residents in Gordonsville (Vintage 2023 subcounty estimate), the 211th-largest figure among Tennessee's 344 places.
- Population trend: Up about 1.0% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 14 residents.
- Size percentile: about 39% of Tennessee communities are smaller than Gordonsville (1,380 residents).
- Density: roughly 194 residents per square mile, spread over 7.1 sq mi of land.
- Land area rank: Gordonsville's 7.1 square miles rank 123rd of 344 places in Tennessee.
- Water area: Gordonsville has 0.05 square miles of water, ranking 67th of 344 places in Tennessee.
- State share: roughly 0.0% of Tennessee's residents live in Gordonsville (1,380 people).
- National rank: Gordonsville is 9,019th of 19,457 places nationwide.
- Growth rank: Gordonsville ranks 200th among Tennessee's 344 places for the 2020-to-2023 change.
- Versus Tennessee: the state average change is +2.4%, while Gordonsville moved 1.0%.
- Density in Tennessee: Gordonsville ranks 299th by people per square mile.
- Density in context: Gordonsville's 194 people per square mile sit against a Tennessee median of 553.
- Location: it lies at 36.1861, -85.9315 in the Census Gazetteer.
- Nearest larger cities: South Carthage (4 mi); Carthage (5 mi); Watertown (13 mi); Baxter (17 mi); Smithville (17 mi). Lenders licensed in the state serve Gordonsville whether or not they keep a local branch.
- Smaller communities within reach: Alexandria (9 mi); Dowelltown (12 mi); Liberty (13 mi).
- Smaller neighbours: 15 places smaller than Gordonsville sit within 50 miles.
- Larger places within 100 miles: 148.
Gordonsville against the rest of Tennessee
Gordonsville is the 211th-largest of 344 Census places in Tennessee and contains about 0.0% of the state's people. For population change between 2020 and 2023, Gordonsville ranks 200th of 344 in Tennessee (about the 42th percentile). Its roughly 194 residents per square mile place it 299th among Tennessee's places. Within 50 miles sit 15 smaller Census places, alongside the 36 that are larger.
Steps to take before a Gordonsville loan
A sensible order of operations for a loan in Gordonsville, home to about 1,380 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Tennessee regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
What differs between Gordonsville and the rest of Tennessee is not the process but the borrower's own file, among the 1,380 people here.
Getting a loan in Gordonsville
With about 194 residents per square mile, Gordonsville is lightly settled, and 36 larger Census places sit within 50 miles. Distance to a branch rarely matters for Gordonsville's 1,380 residents: the application is online and the price follows your credit file. The nearest bigger place is South Carthage, TN about 4 miles away.
Tennessee rules behind a Gordonsville personal loan
Read the table as a lender's compliance picture for Gordonsville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
What shapes a Gordonsville personal loan
Gordonsville is a small community of about 1,380 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Gordonsville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Gordonsville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Gordonsville if my credit is poor?
What loan size can I expect in Gordonsville?
Do I have to pledge anything to borrow in Gordonsville?
Does comparing loans in Gordonsville cost me credit score points?
Nearby places
- South Carthage, TN — population 1,580
- Carthage, TN — population 2,264
- Alexandria, TN — population 990
- Dowelltown, TN — population 361
- Liberty, TN — population 339
- Watertown, TN — population 1,605
- Smithville, TN — population 5,392
- Auburntown, TN — population 281