Personal loans in Gordon, PA

For a borrower among the roughly 766 residents of Gordon, a personal loan is a tool whose cost turns on the terms, not the address. Work out your debt-to-income ratio first; lenders weigh it heavily, and Gordon's 766 residents are no exception. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Gordon's 766 residents. For a bigger market, look to Ashland, PA about 2 miles away.

Where Gordon stands

Here is the sourced Census picture for Gordon, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: about 766, ranked 661st of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 0.5% from 2020 to 2023.
• Net change: roughly 4 more people than the 2020 Census counted.
• Size percentile: about 35% of Pennsylvania communities are smaller than Gordon (766 residents).
• Population density: 1,292 people per square mile on 0.6 square miles of land.
• By land area: Gordon ranks 665th among Pennsylvania's 1,013 places, at 0.6 sq mi.
• Share of Pennsylvania: Gordon holds about 0.0% of the state's population, some 766 people.
• National rank: Gordon is the 11,377th most populous of the 19,457 Census places covered here.
• Growth rank: Gordon's 2020-to-2023 change ranks 151st of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Gordon moved 0.5%.
• Density rank: Gordon is the 644th most densely settled place in Pennsylvania.
• Density in context: Gordon's 1,292 people per square mile sit against a Pennsylvania median of 1,990.
• Location: it lies at 40.7501, -76.3399 in the Census Gazetteer.
• Nearest larger cities: Ashland (2 mi); Girardville (4 mi); Mount Carmel (5 mi); Minersville (6 mi); Frackville (6 mi). Living near a larger metro rarely changes what is available in Gordon.
• Smaller towns nearby: Centralia (4 mi); Gilberton (7 mi); Marion Heights (7 mi).
• Within a 50-mile radius: 51 smaller Census places.
• Larger places within 100 miles: 517.

How lenders reach Gordon

With about 1,292 residents per square mile, Gordon is moderately settled, and 166 larger Census places sit within 50 miles. What is available to Gordon's 766 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Ashland, PA about 2 miles away.

The Pennsylvania lending rules that reach Gordon

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Gordon's 766 residents.

The anatomy of a Gordon personal loan

A Gordon personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 766 residents. Two numbers drive a Gordon loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Gordon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Gordon sits in Pennsylvania

Gordon is the 661st-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 151st of 1,013 Pennsylvania places, putting it near the 85th percentile for growth. At about 1,292 people per square mile, Gordon is the 644th most densely settled place in Pennsylvania. In land area, Gordon ranks 665th among Pennsylvania's 1,013 places.

What to do before borrowing in Gordon

These steps shape the offer you get in Gordon, a place of about 766 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

In Gordon as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 766 residents.