Personal loans in Gonzales, CA

Every figure below is California's own, applied to Gonzales's 8,327 residents, with the publisher and retrieval date attached. Roughly 8,327 residents live in Gonzales, the 385th-largest community in California. Rate-shopping from Gonzales costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Gonzales shed about 3.7% of its population between the 2020 base and the 2023 estimate. The closest larger place is Soledad, CA about 9 miles away.

The Gonzales data picture

The figures below are Gonzales's own — Census population, land area and coordinates — followed by the California rules.

• Population: about 8,327, ranked 385th of 482 places in California (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 3.7% between 2020 and 2023.
• Absolute change: 322 residents lost between 2020 and 2023.
• Size percentile: Gonzales's 8,327 people outrank roughly 20% of the places in California.
• Density: roughly 4,353 residents per square mile, spread over 1.9 sq mi of land.
• Land area: Gonzales covers 1.9 square miles, the 428th-largest area among California's 482 places.
• Water area: Gonzales has 0.04 square miles of water, ranking 233rd of 482 places in California.
• Within California: about 0.0% of the state's population lives in Gonzales.
• National rank: Gonzales is the 3,576th most populous of the 19,457 Census places covered here.
• Growth rank: Gonzales's 2020-to-2023 change ranks 362nd of 482 places in California.
• State comparison: California's places average -1.3% for 2020-to-2023, against Gonzales's 3.7%.
• Density rank: Gonzales is the 163rd most densely settled place in California.
• Density vs California: Gonzales's 4,353 people per square mile compare with a state median of 3,455.
• Location: 36.5060, -121.4429 (US Census Bureau Gazetteer).
• Nearest larger cities: Soledad (9 mi); Salinas (17 mi); Greenfield (17 mi); Seaside (22 mi); Marina (23 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Del Rey Oaks (22 mi); Sand City (24 mi); San Juan Bautista (24 mi).
• Smaller places within 50 miles: 4 of them.
• Within 100 miles: 84 places are larger than Gonzales.

Borrowing reach in Gonzales

At roughly 4,353 people per square mile, Gonzales is fairly dense; 15 larger places lie within 50 miles. Lenders licensed in California reach Gonzales's 8,327 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Soledad, CA about 9 miles away.

How personal loans work in Gonzales

In Gonzales, a small town of about 8,327, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Gonzales. A longer term lowers the monthly payment on a Gonzales loan but raises total interest, so the smallest payment is not the cheapest loan.

What California law requires in Gonzales

Below are the California rules that apply to a loan made in Gonzales, each with the regulator that issued it.

Gonzales's place among California's 482 places

Set beside California's 482 places, Gonzales ranks 385th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 362nd of 482 California places, putting it near the 25th percentile for growth. Its roughly 4,353 residents per square mile place it 163rd among California's places. By land area, its 1.9 square miles rank 428th of 482 places in California.

The geography behind Gonzales

Gonzales covers about 1.9 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 4,353 people per square mile. Los Angeles, the largest place in California, is about 242 miles from Gonzales. Gonzales has 15 larger places within a 50-mile radius. Within the same 50 miles lie 4 smaller Census places.