Personal loans in Golf, FL
For a borrower among the roughly 265 residents of Golf, a personal loan is a tool whose cost turns on the terms, not the address. With an estimated 265 residents, Golf is the 394th-largest of 411 places in Florida.
Golf gained roughly 2.7% in population across the 2020-to-2023 comparison. When Florida caps or restricts a product, lenders either change the terms or withdraw it from Golf as from the rest of the state. Work out your debt-to-income ratio first; lenders weigh it heavily, and Golf's 265 residents are no exception. For a bigger market, look to Boynton Beach, FL about 2 miles away.
Borrowing in Golf: the local picture
Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.
- Population: an estimated 265 residents, 394th of 411 places in Florida (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 2.7% across the 2020-to-2023 comparison.
- People gained or lost: about 7 more since the 2020 base.
- Size percentile: with 265 residents, Golf is larger than about 4% of Florida's Census places.
- Density: the Census land area of 0.8 sq mi holds about 322 people per square mile.
- By land area: Golf ranks 357th among Florida's 411 places, at 0.8 sq mi.
- Water area rank: Golf ranks 339th among Florida's 411 places, with 0.01 sq mi.
- Share of state population: Golf's 265 residents are about 0.0% of Florida.
- National rank: Golf sits 15,550th by population among the 19,457 places in this dataset.
- Growth rank: Golf's 2020-to-2023 change ranks 208th of 411 places in Florida.
- Against the state trend: Golf's 2.7% change compares with a Florida average of +5.5% across its 411 places.
- Density rank: Golf is the 359th most densely settled place in Florida.
- Density in context: Golf's 322 people per square mile sit against a Florida median of 1,608.
- Location: it lies at 26.5029, -80.1058 in the Census Gazetteer.
- Nearest larger cities: Boynton Beach (2 mi); Gulf Stream (3 mi); Briny Breezes (3 mi); Delray Beach (3 mi); Ocean Ridge (4 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Glen Ridge (12 mi); Cloud Lake (12 mi); Lazy Lake (24 mi).
- Smaller neighbours: 4 places smaller than Golf sit within 50 miles.
- Larger places within 100 miles: 118.
What a Golf borrower is actually offered
Most loans made to Golf's 265 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Golf lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Golf loan is knowable in advance — unlike a revolving card balance.
The geography behind Golf
Golf's land area is about 0.8 square miles; a further 0.01 square miles is water. With 265 residents, the land area yields roughly 322 people per square mile. The largest place in Florida, Jacksonville, lies about 281 miles away. A 50-mile radius around Golf takes in 92 places that are larger. The 100-mile radius contains 118 larger places.
Florida rules behind a Golf personal loan
The rows below set out what a licensed lender must follow in Florida, and so for Golf's roughly 265 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
How lenders reach Golf
At roughly 322 people per square mile, Golf is lightly settled; 92 larger places lie within 50 miles. Lenders licensed in Florida reach Golf's 265 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Boynton Beach, FL about 2 miles away.
How Golf compares across Florida
Set beside Florida's 411 places, Golf ranks 394th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 208th of 411 Florida places, putting it near the 49th percentile for growth. Its roughly 322 residents per square mile place it 359th among Florida's places. The population moved by about 7 people between 2020 and 2023, a 2.7% shift.
Common questions
What are my options in Golf if my credit is poor?
What loan size can I expect in Golf?
Do I have to pledge anything to borrow in Golf?
Does comparing loans in Golf cost me credit score points?
Nearby places
- Boynton Beach, FL — population 81,267
- Delray Beach, FL — population 67,536
- Gulf Stream, FL — population 968
- Briny Breezes, FL — population 517
- Ocean Ridge, FL — population 1,841
- Hypoluxo, FL — population 2,823
- Manalapan, FL — population 429
- Atlantis, FL — population 2,107