Personal loans in Goldfield, IA

With an estimated 614 residents, Goldfield is the 406th-largest of 940 places in Iowa. Which products a lender may offer to Goldfield's 614 residents follows from the Iowa consumer-lending framework. The 2020 count to the 2023 estimate shows about 3.2% decline in Goldfield. The next larger city is Eagle Grove, IA about 5 miles away.

Goldfield: population, trend and location

Two layers matter for a Goldfield borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: the Census counts 614 residents in Goldfield (Vintage 2023 subcounty estimate), the 406th-largest figure among Iowa's 940 places.
• Population trend: The 2020-to-2023 change is negative, near 3.2%.
• Change in people: the 2020-to-2023 comparison is a loss of about 20 residents.
• Size percentile: about 57% of Iowa communities are smaller than Goldfield (614 residents).
• Population density: 523 people per square mile on 1.2 square miles of land.
• By land area: Goldfield ranks 326th among Iowa's 940 places, at 1.2 sq mi.
• Share of state population: Goldfield's 614 residents are about 0.0% of Iowa.
• National rank: Goldfield is 12,328th of 19,457 places nationwide.
• Growth rank: Goldfield ranks 831st among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Goldfield's 3.2%.
• Density in Iowa: Goldfield ranks 588th by people per square mile.
• Density vs Iowa: Goldfield's 523 people per square mile compare with a state median of 672.
• Location: 42.7356, -93.9179 (Census Gazetteer coordinates).
• Nearest larger cities: Eagle Grove (5 mi); Clarion (10 mi); Dakota City (14 mi); Kanawha (15 mi); Humboldt (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Renwick (7 mi); Thor (7 mi); Hardy (8 mi).
• Smaller places within 50 miles: 89 of them.
• Within 100 miles: 222 places are larger than Goldfield.

Which Iowa laws govern a loan in Goldfield

For the roughly 614 residents of Goldfield, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Goldfield's place among Iowa's 940 places

Among Iowa's 940 places, Goldfield sits at 406th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 831st of 940 Iowa places, putting it near the 12th percentile for growth. By density, at about 523 people per square mile, it ranks 588th in Iowa. The population moved by about 20 people between 2020 and 2023, a 3.2% shift.

What a Goldfield borrower is actually offered

Most loans made to Goldfield's 614 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Goldfield's rank of 406th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Goldfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Goldfield sits

Inside Goldfield's boundaries lie about 1.2 square miles of land, with no significant water area recorded. With 614 residents, the land area yields roughly 523 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 82 miles. Counting outward 50 miles, 42 larger communities surround Goldfield. By land area it ranks 326th of 940 Iowa places.

Lender access in Goldfield

Goldfield is a moderately settled community of about 614 people, with 42 larger places inside a 50-mile radius. Whether Goldfield has a local branch or not, a Iowa-licensed lender can serve its 614 people online on the same terms. The nearest bigger place is Eagle Grove, IA about 5 miles away.