Personal loans in Glenham, SD
For the 108 people in Glenham, South Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
The roughly 108 people who live in Glenham borrow under South Dakota rules; city hall sets no personal-loan rate. The Census estimates 108 residents in Glenham, which ranks it 221st of 309 places in South Dakota. From the 2020 Census base to the 2023 estimate, the population declined by about 0.9%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Glenham's 108 residents are no exception. For a bigger market, look to Mobridge, SD about 8 miles away.
The Glenham data picture
Two layers matter for a Glenham borrower: the local population picture and South Dakota's consumer-lending statutes.
- Population: about 108 people live here, which puts Glenham 221st of 309 Census places in South Dakota (Vintage 2023).
- Population trend: About 0.9% below the 2020 Census base.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: about 28% of South Dakota communities are smaller than Glenham (108 residents).
- Population density: 330 people per square mile on 0.3 square miles of land.
- Land area: Glenham covers 0.3 square miles, the 223rd-largest area among South Dakota's 309 places.
- State population share: Glenham accounts for about 0.0% of everyone in South Dakota.
- Nationally: Glenham is the 17,991st-largest of 19,457 Census places in the dataset.
- Growth rank: Glenham's 2020-to-2023 change ranks 200th of 309 places in South Dakota.
- Versus South Dakota: the state average change is +0.9%, while Glenham moved 0.9%.
- Density rank: Glenham is the 201st most densely settled place in South Dakota.
- Against the state median: Glenham runs about 330 residents per square mile, where the South Dakota median is 581.
- Location: it lies at 45.5330, -100.2711 in the Census Gazetteer.
- Nearest larger cities: Mobridge (8 mi); Selby (12 mi); Java (19 mi); Herreid (23 mi); Pollock (25 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Akaska (16 mi); Mound City (17 mi); Lowry (21 mi) — useful context for the surrounding area.
- Smaller neighbours: 12 places smaller than Glenham sit within 50 miles.
- Within 100 miles: 58 places are larger than Glenham.
Glenham: area, density and distance
Glenham's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 330 residents per square mile. The largest place in South Dakota, Sioux Falls, lies about 222 miles away. Glenham has 16 larger places within a 50-mile radius. Within the same 50 miles lie 12 smaller Census places.
What is available to Glenham borrowers
At roughly 330 people per square mile, Glenham is lightly settled; 16 larger places lie within 50 miles. What is available to Glenham's 108 borrowers is set by South Dakota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mobridge, SD about 8 miles away.
Glenham in state context
Glenham is the 221st-largest of 309 Census places in South Dakota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Glenham ranks 200th of 309 in South Dakota (about the 35th percentile). Its roughly 330 residents per square mile place it 201st among South Dakota's places. By land area, its 0.3 square miles rank 223rd of 309 places in South Dakota.
South Dakota rules behind a Glenham personal loan
Read the table as a lender's compliance picture for Glenham: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general maximum/usury restriction when the rate is set by written agreement; specific caps elsewhere in the code apply (e.g., 36% for licensed money lenders). Source says: "no maximum interest rate or charge, or usury rate restriction... if they establish the interest rate or charge by written agreement" (SDCL 54-3-1.1). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
| Payday lending status | Legal for licensed money lenders (including payday and title lenders) but capped at 36% APR including all fees and charges; violations are a Class 1 misdemeanor and loans are void. Source says: "no licensee may contract for or receive finance charges pursuant to a loan in excess of an annual rate of thirty-six percent" (SDCL 54-4-44); "A violation of this section is a Class 1 misdemeanor. Any loan made in violation of this section is void and uncollectible" (54-4-44). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
A pre-application checklist for Glenham
Before you apply in Glenham, a community of about 108, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the South Dakota licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Glenham and the rest of South Dakota is not the process but the borrower's own file, among the 108 people here.
Common questions
What are my options in Glenham if my credit is poor?
What loan size can I expect in Glenham?
Do I have to pledge anything to borrow in Glenham?
Does comparing loans in Glenham cost me credit score points?
Nearby places
- Mobridge, SD — population 3,224
- Selby, SD — population 607
- Akaska, SD — population 80
- Mound City, SD — population 65
- Lowry, SD — population 5
- Herreid, SD — population 405
- Pollock, SD — population 222
- Java, SD — population 121