Personal loans in Gillett, AR

Two households in Gillett with comparable incomes can still be offered different rates; the city's 599 residents are not the reason. Verify the lender's Arkansas licence against the regulator named below before borrowing in Gillett. The Census counts 599 people in Gillett, the 239th-largest figure among Arkansas's 500 places. A single loan can carry different costs on either side of a state line, and Gillett sits on the Arkansas side of that line. Census figures put the 2020-to-2023 increase in Gillett at about 6.0%. Borrowers who want a bigger city can look to DeWitt, AR about 12 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Gillett by the numbers

The figures below are Gillett's own — Census population, land area and coordinates — followed by the Arkansas rules.

Population: 599 residents; Gillett is the 239th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
Population trend: Roughly 6.0% more residents than the 2020 Census counted.
People gained or lost: about 34 more since the 2020 base.
Size percentile: Gillett's 599 people outrank roughly 52% of the places in Arkansas.
Density: roughly 601 residents per square mile, spread over 1.0 sq mi of land.
By land area: Gillett ranks 358th among Arkansas's 500 places, at 1.0 sq mi.
State population share: Gillett accounts for about 0.0% of everyone in Arkansas.
Nationally: Gillett is the 12,439th-largest of 19,457 Census places in the dataset.
Growth rank: Gillett ranks 42nd among Arkansas's 500 places for the 2020-to-2023 change.
Versus Arkansas: the state average change is +0.3%, while Gillett moved 6.0%.
Density in Arkansas: Gillett ranks 153rd by people per square mile.
Density vs Arkansas: Gillett's 601 people per square mile compare with a state median of 386.
Location: 34.1192, -91.3791 (US Census Bureau Gazetteer).
Nearest larger cities: DeWitt (12 mi); Gould (14 mi); Dumas (17 mi); Rosedale (26 mi); Stuttgart (28 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
Nearest smaller places: Mitchellville (16 mi); Watson (17 mi); Grady (19 mi).
Within a 50-mile radius: 37 smaller Census places.
Within 100 miles: 126 places are larger than Gillett.

Gillett on the map

The Census Gazetteer records about 1.0 square miles of land within Gillett, with no significant water area listed. Spread across it are roughly 601 residents per square mile. The largest place in Arkansas, Little Rock, lies about 70 miles away. A 50-mile radius around Gillett takes in 24 places that are larger. Within the same 50 miles lie 37 smaller Census places.

Inside a Gillett personal loan

In Gillett, a small community of about 599, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Gillett loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Gillett decides the split between a comfortable payment and the total interest you pay.

Lender access in Gillett

At roughly 601 people per square mile, Gillett is moderately settled; 24 larger places lie within 50 miles. Distance to a branch rarely matters for Gillett's 599 residents: the application is online and the price follows your credit file. The nearest larger city, DeWitt, AR about 12 miles away.

Gillett against the rest of Arkansas

Within Arkansas, Gillett holds roughly 0.0% of all residents, the 239th-largest share among 500 places. For population change between 2020 and 2023, Gillett ranks 42nd of 500 in Arkansas (about the 92th percentile). By density, at about 601 people per square mile, it ranks 153rd in Arkansas. The population moved by about 34 people between 2020 and 2023, a 6.0% shift.

The Arkansas lending rules that reach Gillett

When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Gillett is bound by the same rules.

Rule	Detail	Source
State lending regulator	Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".	Arkansas State Bank Department as of 2026-09-16
Payday lending status	Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".	Arkansas Attorney General — Consumer Protection Division as of 2026-09-16
Small-loan / installment lender licensing	See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.	Arkansas State Bank Department as of 2026-09-16

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Common questions

What are my options in Gillett if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gillett is the same as anywhere in Arkansas.

What loan size can I expect in Gillett?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Gillett?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Gillett cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

DeWitt, AR — population 2,893
Gould, AR — population 632
Mitchellville, AR — population 272
Watson, AR — population 169
Dumas, AR — population 3,662
Almyra, AR — population 249
Grady, AR — population 293
St. Charles, AR — population 194