Personal loans in Gatesville, TX

The trend for Gatesville between 2020 and 2023 is upward by roughly 0.1%. Which products a lender may offer to Gatesville's 16,148 residents follows from the Texas consumer-lending framework. Use the calculator on this page to price an amount and term before you commit in Gatesville. The closest larger place is Copperas Cove, TX about 24 miles away.

Where Gatesville stands

Set out below is Gatesville's local context next to the state-level rules that reach every lender here.

• Population: 16,148 people, a figure that places Gatesville 181st among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.1% more residents than the 2020 Census counted.
• Absolute change: 15 residents added between 2020 and 2023.
• Size percentile: Gatesville's 16,148 people outrank roughly 85% of the places in Texas.
• Population density: about 1,516 people per square mile across 10.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Gatesville ranks 203rd among Texas's 1,224 places, at 10.7 sq mi.
• Water area rank: Gatesville ranks 486th among Texas's 1,224 places, with 0.01 sq mi.
• Share of Texas: Gatesville holds about 0.1% of the state's population, some 16,148 people.
• National rank: Gatesville is the 2,239th most populous of the 19,457 Census places covered here.
• Growth in Texas: Gatesville stands 844th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Gatesville's 0.1% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Gatesville is the 277th most densely settled place in Texas.
• Against the state median: Gatesville runs about 1,516 residents per square mile, where the Texas median is 840.
• Location: 31.4387, -97.7460 (US Census Bureau Gazetteer).
• Nearest larger cities: Copperas Cove (24 mi); Killeen (25 mi); Harker Heights (27 mi); Belton (31 mi); Temple (31 mi). Online lenders reach Gatesville no matter how far the nearest branch is.
• Smaller communities close by: South Mountain (4 mi); Oglesby (14 mi); McGregor (19 mi), each with its own Census population profile.
• Within a 50-mile radius: 47 smaller Census places.
• Within 100 miles: 41 places are larger than Gatesville.

The state rulebook for Gatesville

Texas has no separate rate rule for Gatesville; the sourced rows below are what reach every lender that serves its 16,148 people.

Gatesville: area, density and distance

Gatesville's land area is about 10.7 square miles; a further 0.01 square miles is water. With 16,148 residents, the land area yields roughly 1,516 people per square mile. For the state's biggest city, Houston, the distance is roughly 181 miles. Counting outward 50 miles, 7 larger communities surround Gatesville. Within the same 50 miles lie 47 smaller Census places.

What is available to Gatesville borrowers

Gatesville is a moderately settled community of about 16,148 people, with 7 larger places inside a 50-mile radius. Whether Gatesville has a local branch or not, a Texas-licensed lender can serve its 16,148 people online on the same terms. For a larger market, the closest option is Copperas Cove, TX about 24 miles away.

What a Gatesville borrower is actually offered

With roughly 16,148 residents, Gatesville is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Gatesville's 16,148 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Gatesville decides the split between a comfortable payment and the total interest you pay.

How Gatesville compares across Texas

Among Texas's 1,224 places, Gatesville sits at 181st for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Gatesville ranks 844th of 1,224 in Texas (about the 31th percentile). At about 1,516 people per square mile, Gatesville is the 277th most densely settled place in Texas. Within 50 miles sit 47 smaller Census places, alongside the 7 that are larger.