Personal loans in Garden Plain, KS

From the 2020 Census base to the 2023 estimate, the population rose by about 0.4%. Which products a lender may offer to Garden Plain's 952 residents follows from the Kansas consumer-lending framework. Begin with the payment, then weigh APR and total interest across the lenders that reach Garden Plain's 952 residents. Borrowers who want a bigger city can look to Cheney, KS about 6 miles away.

Garden Plain: the sourced local profile

What follows is Garden Plain's place in the Census record, alongside the Kansas rules that govern a personal loan made here.

• Population: about 952 people live here, which puts Garden Plain 199th of 625 Census places in Kansas (Vintage 2023).
• Population trend: Up about 0.4% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 4 more since the 2020 base.
• Size percentile: Garden Plain's 952 people outrank roughly 68% of the places in Kansas.
• Density: the Census land area of 1.1 sq mi holds about 845 people per square mile.
• By land area: Garden Plain ranks 185th among Kansas's 625 places, at 1.1 sq mi.
• State share: roughly 0.0% of Kansas's residents live in Garden Plain (952 people).
• Nationally: Garden Plain is the 10,437th-largest of 19,457 Census places in the dataset.
• Growth rank: Garden Plain's 2020-to-2023 change ranks 101st of 625 places in Kansas.
• Versus Kansas: the state average change is -1.0%, while Garden Plain moved 0.4%.
• Density rank: Garden Plain places 281st among Kansas's places by people per square mile.
• Against the state median: Garden Plain runs about 845 residents per square mile, where the Kansas median is 764.
• Location: latitude 37.6623, longitude -97.6773 (Census Gazetteer).
• Nearest larger cities: Cheney (6 mi); Goddard (7 mi); Colwich (11 mi); Maize (14 mi); Clearwater (14 mi). Online lenders reach Garden Plain no matter how far the nearest branch is.
• Smaller communities close by: Andale (9 mi); Viola (13 mi); Mount Hope (15 mi), each with its own Census population profile.
• Smaller neighbours: 43 places smaller than Garden Plain sit within 50 miles.
• At 100 miles: 78 larger Census places fall inside that radius.

Before you apply in Garden Plain

Before you apply in Garden Plain, a community of about 952, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Kansas regulator's records to confirm the lender is licensed here.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

In Garden Plain as elsewhere in Kansas, the written terms — not the advertisement — are what count for its 952 residents.

Garden Plain: area, density and distance

Garden Plain covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 845 people per square mile. For the state's biggest city, Wichita, the distance is roughly 18 miles. Garden Plain has 42 larger places within a 50-mile radius. Within the same 50 miles lie 43 smaller Census places.

How a Garden Plain personal loan is priced

Most loans made to Garden Plain's 952 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Garden Plain's 952 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Garden Plain loan is knowable in advance — unlike a revolving card balance.

What Kansas law requires in Garden Plain

Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Garden Plain lender must follow.

Garden Plain in state context

Set beside Kansas's 625 places, Garden Plain ranks 199th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Garden Plain ranks 101st of 625 in Kansas (about the 84th percentile). At about 845 people per square mile, Garden Plain is the 281st most densely settled place in Kansas. By land area, its 1.1 square miles rank 185th of 625 places in Kansas.