Personal loans in Gagetown, MI
A personal loan in Gagetown is priced from your credit file and income, not from the fact that the city holds 318 people. Price two or three terms so you can see which payment is truly affordable in Gagetown.
Gagetown is one of 533 Census places in Michigan; its 318 residents put it at 483rd. For the 318 people in Gagetown, Michigan runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A 2020-to-2023 comparison shows Gagetown down by about 1.5%. The nearest larger city is Cass City, MI about 5 miles away.
Where Gagetown stands
Read the local figures below as context; read the sourced Michigan table as the rulebook a lender here must follow.
- Population: 318 — Gagetown ranks 483rd of 533 communities in Michigan (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.5% since the 2020 count.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: Gagetown sits ahead of around 9% of Michigan places, at 318 people.
- Population density: about 324 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Gagetown ranks 430th among Michigan's 533 places, at 1.0 sq mi.
- Within Michigan: about 0.0% of the state's population lives in Gagetown.
- National rank: Gagetown sits 14,902nd by population among the 19,457 places in this dataset.
- Growth rank: Gagetown ranks 393rd among Michigan's 533 places for the 2020-to-2023 change.
- Against the state trend: Gagetown's 1.5% change compares with a Michigan average of -0.3% across its 533 places.
- Density rank: Gagetown is the 487th most densely settled place in Michigan.
- Density vs Michigan: Gagetown's 324 people per square mile compare with a state median of 1,078.
- Location: mapped by the US Census Bureau at 43.6581, -83.2446.
- Nearest larger cities: Cass City (5 mi); Unionville (11 mi); Sebewaing (11 mi); Elkton (12 mi); Pigeon (12 mi). Living near a larger metro rarely changes what is available in Gagetown.
- Nearest smaller places: Owendale (5 mi); Minden City (24 mi); Clifford (24 mi).
- Within a 50-mile radius: 10 smaller Census places.
- Larger places within 100 miles: 222.
Where Gagetown sits
The Census Gazetteer records about 1.0 square miles of land within Gagetown, with no significant water area listed. The resulting density is about 324 people per square mile. Detroit, the largest place in Michigan, is about 88 miles from Gagetown. Gagetown has 59 larger places within a 50-mile radius. By land area it ranks 430th of 533 Michigan places.
What shapes a Gagetown personal loan
In Gagetown, a small community of about 318, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Gagetown. The term you choose in Gagetown decides the split between a comfortable payment and the total interest you pay.
Gagetown in state context
Gagetown is the 483rd-largest of 533 Census places in Michigan and contains about 0.0% of the state's people. For population change between 2020 and 2023, Gagetown ranks 393rd of 533 in Michigan (about the 26th percentile). At about 324 people per square mile, Gagetown is the 487th most densely settled place in Michigan. By land area, its 1.0 square miles rank 430th of 533 places in Michigan.
How Michigan law applies in Gagetown
These are Michigan's sourced lending facts as they reach Gagetown's 318 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
Borrowing reach in Gagetown
Gagetown is a lightly settled community of about 318 people, with 59 larger places inside a 50-mile radius. What is available to Gagetown's 318 borrowers is set by Michigan licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Cass City, MI about 5 miles away.
Common questions
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Nearby places
- Owendale, MI — population 259
- Cass City, MI — population 2,487
- Elkton, MI — population 786
- Pigeon, MI — population 1,198
- Sebewaing, MI — population 1,705
- Unionville, MI — population 485
- Caro, MI — population 4,272
- Kingston, MI — population 395