Personal loans in Fries, VA

Fries is home to roughly 444 people and stands 177th by size out of 227 Census places in Virginia. A larger market lies at Galax, VA about 5 miles away. For the 444 people in Fries, Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Use the calculator on this page to price an amount and term before you commit in Fries.

Fries: the sourced local profile

What follows is Fries's place in the Census record, alongside the Virginia rules that govern a personal loan made here.

• Population: 444 residents; Fries is the 177th-largest of 227 places in Virginia (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.1% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: roughly 22% of Virginia places rank below Fries.
• Density: roughly 696 residents per square mile, spread over 0.6 sq mi of land.
• By land area: Fries ranks 186th among Virginia's 227 places, at 0.6 sq mi.
• Water area rank: Fries ranks 25th among Virginia's 227 places, with 0.18 sq mi.
• Within Virginia: about 0.0% of the state's population lives in Fries.
• Nationally: Fries is the 13,664th-largest of 19,457 Census places in the dataset.
• Growth rank: Fries's 2020-to-2023 change ranks 143rd of 227 places in Virginia.
• Versus Virginia: the state average change is -0.0%, while Fries moved 1.1%.
• Density rank: Fries is the 135th most densely settled place in Virginia.
• Against the state median: Fries runs about 696 residents per square mile, where the Virginia median is 823.
• Location: 36.7141, -80.9750 (Census Gazetteer coordinates).
• Nearest larger cities: Galax (5 mi); Independence (11 mi); Hillsville (14 mi); Sparta (17 mi); Wytheville (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Troutdale (26 mi); Lansing (33 mi); Ronda (34 mi).
• Smaller places within 50 miles: 8 of them.
• Larger places within 100 miles: 224.

Fries against the rest of Virginia

Against Virginia's other places, Fries accounts for about 0.0% of the state's population and ranks 177th of 227 by size. Its 2020-to-2023 change ranks 143rd of 227 Virginia places, putting it near the 37th percentile for growth. At about 696 people per square mile, Fries is the 135th most densely settled place in Virginia. The population moved by about 5 people between 2020 and 2023, a 1.1% shift.

Steps to take before a Fries loan

Before you hand your details to a lender in Fries, where the population is near 444:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Virginia regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Virginia; what changes is your credit file, not the fact that Fries holds 444 people.

Getting a loan in Fries

At roughly 696 people per square mile, Fries is moderately settled; 43 larger places lie within 50 miles. Lenders licensed in Virginia reach Fries's 444 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Galax, VA about 5 miles away.

The anatomy of a Fries personal loan

A Fries personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 444 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Fries. A longer term lowers the monthly payment on a Fries loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for Fries

These are Virginia's sourced lending facts as they reach Fries's 444 residents; the state has no city-level rate rule.