Personal loans in Friendship, OK
Friendship's population was effectively unchanged from the 2020 count to the 2023 estimate. At about 23 residents, Friendship is larger than roughly 2% of the places in Oklahoma.
Friendship is a small community in Oklahoma, with an estimated 23 residents, and every licensed lender here follows the same state rulebook. Rate-shopping from Friendship costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in Friendship report to a Oklahoma supervisor, identified in the sourced rows below. The closest larger city is Altus, OK about 5 miles away.
Friendship: population, trend and location
Set out below is Friendship's local context next to the state-level rules that reach every lender here.
- Population: 23 people, a figure that places Friendship 578th among the 590 Census places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Roughly level with the 2020 Census base.
- Size percentile: Friendship's 23 people outrank roughly 2% of the places in Oklahoma.
- Density: roughly 153 residents per square mile, spread over 0.1 sq mi of land.
- By land area: Friendship ranks 568th among Oklahoma's 590 places, at 0.1 sq mi.
- State population share: Friendship accounts for about 0.0% of everyone in Oklahoma.
- National rank: Friendship sits 19,308th by population among the 19,457 places in this dataset.
- Growth rank: Friendship ranks 370th among Oklahoma's 590 places for the 2020-to-2023 change.
- Against the state trend: Friendship's 0.0% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Friendship places 489th among Oklahoma's places by people per square mile.
- Density in context: Friendship's 153 people per square mile sit against a Oklahoma median of 546.
- Location: mapped by the US Census Bureau at 34.6978, -99.2287.
- Nearest larger cities: Altus (5 mi); Headrick (7 mi); Blair (8 mi); Martha (9 mi); Tipton (15 mi). Larger metros often have more branches, but online lenders reach Friendship on the same terms.
- Smaller places close by: Cooperton (23 mi); Loveland (38 mi).
- Within a 50-mile radius: 2 smaller Census places.
- Larger places within 100 miles: 168.
How Oklahoma law applies in Friendship
Read the table as a lender's compliance picture for Friendship: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Where Friendship sits
Friendship covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 153 residents per square mile. The largest place in Oklahoma, Oklahoma City, lies about 111 miles away. Friendship has 47 larger places within a 50-mile radius. By land area it ranks 568th of 590 Oklahoma places.
Friendship's place among Oklahoma's 590 places
Set beside Oklahoma's 590 places, Friendship ranks 578th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Friendship stands 370th among Oklahoma's 590 places — roughly the 37th percentile. Its roughly 153 residents per square mile place it 489th among Oklahoma's places. By land area, its 0.1 square miles rank 568th of 590 places in Oklahoma.
Borrowing reach in Friendship
At roughly 153 people per square mile, Friendship is lightly settled; 47 larger places lie within 50 miles. A Oklahoma licence lets a lender serve Friendship without a local office, so branch density does not change what its 23 residents are offered. The nearest larger city, Altus, OK about 5 miles away.
What to do before borrowing in Friendship
Before you hand your details to a lender in Friendship, where the population is near 23:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Oklahoma licence with the regulator listed on this page.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Oklahoma; what changes is your credit file, not the fact that Friendship holds 23 people.
Common questions
What are my options in Friendship if my credit is poor?
What loan size can I expect in Friendship?
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Does comparing loans in Friendship cost me credit score points?
Nearby places
- Altus, OK — population 18,635
- Headrick, OK — population 77
- Blair, OK — population 712
- Martha, OK — population 159
- Tipton, OK — population 846
- Olustee, OK — population 464
- Elmer, OK — population 63
- Roosevelt, OK — population 254