Personal loans in Friedenswald, MO
Personal loans in Friedenswald are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1 population.
Rate ceilings, licensing requirements and product limits for Friedenswald are all set at the Missouri level. Friedenswald is one of 937 Census places in Missouri; its 1 residents put it at 937th. Pull your credit reports and line up at least three offers before you apply from Friedenswald. Between the 2020 Census base and the 2023 estimate, Friedenswald's population barely changed. The closest larger city is Linn Creek, MO about 3 miles away.
Friedenswald: the sourced local profile
Here is the sourced Census picture for Friedenswald, plus the Missouri lending rules that apply to a loan taken out here.
- Population: about 1 people live here, which puts Friedenswald 937th of 937 Census places in Missouri (Vintage 2023).
- Population trend: About level with the 2020 Census.
- Size percentile: Friedenswald's 1 people outrank roughly 0% of the places in Missouri.
- Land and density: 0.1 square miles of land carry roughly 10 residents per square mile.
- Land area: Friedenswald covers 0.1 square miles, the 901st-largest area among Missouri's 937 places.
- Within Missouri: about 0.0% of the state's population lives in Friedenswald.
- National rank: Friedenswald is the 19,457th most populous of the 19,457 Census places covered here.
- Growth rank: Friedenswald's 2020-to-2023 change ranks 553rd of 937 places in Missouri.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Friedenswald's 0.0%.
- Density in Missouri: Friedenswald ranks 934th by people per square mile.
- Density in context: Friedenswald's 10 people per square mile sit against a Missouri median of 743.
- Location: mapped by the US Census Bureau at 38.0728, -92.7600.
- Nearest larger cities: Linn Creek (3 mi); Camdenton (4 mi); Sunrise Beach (6 mi); Osage Beach (8 mi); Village of Four Seasons (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Within a 50-mile radius: 0 smaller Census places.
- Within 100 miles: 316 places are larger than Friedenswald.
The Friedenswald borrowing checklist
These steps shape the offer you get in Friedenswald, a place of about 1 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Missouri licence by checking the regulator named above.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
In Friedenswald as elsewhere in Missouri, the written terms — not the advertisement — are what count for its 1 residents.
What a Friedenswald borrower is actually offered
Friedenswald is a small community of about 1 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Friedenswald lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Friedenswald loan is knowable in advance — unlike a revolving card balance.
Lender access in Friedenswald
With about 10 residents per square mile, Friedenswald is sparsely settled, and 73 larger Census places sit within 50 miles. Distance to a branch rarely matters for Friedenswald's 1 residents: the application is online and the price follows your credit file. The nearest larger city, Linn Creek, MO about 3 miles away.
Where Friedenswald sits in Missouri
Against Missouri's other places, Friedenswald accounts for about 0.0% of the state's population and ranks 937th of 937 by size. On the 2020-to-2023 trend, Friedenswald stands 553rd among Missouri's 937 places — roughly the 41th percentile. By density, at about 10 people per square mile, it ranks 934th in Missouri. Within 50 miles sit 0 smaller Census places, alongside the 73 that are larger.
Missouri rules behind a Friedenswald personal loan
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Friedenswald lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Common questions
What are my options in Friedenswald if my credit is poor?
What loan size can I expect in Friedenswald?
Do I have to pledge anything to borrow in Friedenswald?
Does comparing loans in Friedenswald cost me credit score points?
Nearby places
- Linn Creek, MO — population 223
- Camdenton, MO — population 4,058
- Sunrise Beach, MO — population 502
- Osage Beach, MO — population 4,856
- Village of Four Seasons, MO — population 2,496
- Laurie, MO — population 1,047
- Lake Ozark, MO — population 2,200
- Bagnell, MO — population 44