Personal loans in Freeville, NY

Freeville by the numbers

Two layers matter for a Freeville borrower: the local population picture and New York's consumer-lending statutes.

• Population: 449 residents; Freeville is the 536th-largest of 595 places in New York (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 5.1% since the 2020 count.
• Net change: roughly 24 fewer people than the 2020 Census counted.
• Size percentile: about 10% of New York communities are smaller than Freeville (449 residents).
• Population density: about 424 people per square mile (Census land area 1.1 sq mi).
• Land area: Freeville covers 1.1 square miles, the 382nd-largest area among New York's 595 places.
• Water area: Freeville has 0.04 square miles of water, ranking 221st of 595 places in New York.
• State population share: Freeville accounts for about 0.0% of everyone in New York.
• National standing: Freeville ranks 13,607th of 19,457 US places.
• Growth rank: Freeville's 2020-to-2023 change ranks 587th of 595 places in New York.
• Against the state trend: Freeville's 5.1% change compares with a New York average of -1.1% across its 595 places.
• Density in New York: Freeville ranks 554th by people per square mile.
• Density vs New York: Freeville's 424 people per square mile compare with a state median of 1,515.
• Location: 42.5084, -76.3472 (Census Gazetteer coordinates).
• Nearest larger cities: Dryden (3 mi); Groton (5 mi); Lansing (7 mi); Cayuga Heights (8 mi); Ithaca (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Lisle (21 mi); Lodi (25 mi); Burdett (26 mi).
• Within a 50-mile radius: 14 smaller Census places.
• At 100 miles: 297 larger Census places fall inside that radius.

How New York law applies in Freeville

New York has no separate rate rule for Freeville; the sourced rows below are what reach every lender that serves its 449 people.

How lenders reach Freeville

Freeville is lightly settled, with about 424 people per square mile and 84 larger places within 50 miles. What is available to Freeville's 449 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. The nearest larger city, Dryden, NY about 3 miles away.

Freeville on the map

Freeville's land area is about 1.1 square miles; a further 0.04 square miles is water. Spread across it are roughly 424 residents per square mile. For the state's biggest city, New York, the distance is roughly 178 miles. Counting outward 50 miles, 84 larger communities surround Freeville. By land area it ranks 382nd of 595 New York places.

Freeville against the rest of New York

Within New York, Freeville holds roughly 0.0% of all residents, the 536th-largest share among 595 places. Its 2020-to-2023 change ranks 587th of 595 New York places, putting it near the 1th percentile for growth. At about 424 people per square mile, Freeville is the 554th most densely settled place in New York. By land area, its 1.1 square miles rank 382nd of 595 places in New York.

Before you apply in Freeville

Before you hand your details to a lender in Freeville, where the population is near 449:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the New York regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Decide the purpose and how you will repay it before approaching any lender.

In Freeville as elsewhere in New York, the written terms — not the advertisement — are what count for its 449 residents.