Personal loans in Freer, TX

If debt is already a strain, a nonprofit credit counsellor can help Freer residents before they take on more. From the 2020 Census base to the 2023 estimate, the population declined by about 4.0%. Every figure below is Texas's own, applied to Freer's 2,363 residents, with the publisher and retrieval date attached. The nearest larger metro is San Diego, TX about 25 miles away.

Freer: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: 2,363 — Freer ranks 552nd of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 4.0% between 2020 and 2023.
• People gained or lost: about 99 fewer since the 2020 base.
• Size percentile: about 55% of Texas communities are smaller than Freer (2,363 residents).
• Density: roughly 573 residents per square mile, spread over 4.1 sq mi of land.
• Land area rank: Freer's 4.1 square miles rank 435th of 1,224 places in Texas.
• Water: Freer holds about 0.01 square miles, the 535th-largest water area in Texas.
• State share: roughly 0.0% of Texas's residents live in Freer (2,363 people).
• National rank: Freer is the 7,030th most populous of the 19,457 Census places covered here.
• Growth rank: Freer's 2020-to-2023 change ranks 1,158th of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Freer moved 4.0%.
• Density rank: Freer is the 834th most densely settled place in Texas.
• Density in context: Freer's 573 people per square mile sit against a Texas median of 840.
• Location: 27.8822 / -98.6174, per the US Census Bureau Gazetteer.
• Nearest larger cities: San Diego (25 mi); Alice (35 mi); Premont (47 mi); Mathis (51 mi); Kingsville (53 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Benavides (23 mi); Orange Grove (42 mi); George West (43 mi).
• Within a 50-mile radius: 8 smaller Census places.
• At 100 miles: 36 larger Census places fall inside that radius.

The state rulebook for Freer

Texas has no separate rate rule for Freer; the sourced rows below are what reach every lender that serves its 2,363 people.

Freer against the rest of Texas

Within Texas, Freer holds roughly 0.0% of all residents, the 552nd-largest share among 1,224 places. On the 2020-to-2023 trend, Freer stands 1,158th among Texas's 1,224 places — roughly the 5th percentile. At about 573 people per square mile, Freer is the 834th most densely settled place in Texas. The population moved by about 99 people between 2020 and 2023, a 4.0% shift.

What is available to Freer borrowers

At roughly 573 people per square mile, Freer is moderately settled; 3 larger places lie within 50 miles. Lenders licensed in Texas reach Freer's 2,363 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is San Diego, TX about 25 miles away.

The geography behind Freer

Freer covers about 4.1 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 573 people per square mile. Houston, the largest place in Texas, is about 236 miles from Freer. Within 50 miles of Freer there are 3 larger Census places. By land area it ranks 435th of 1,224 Texas places.

Steps to take before a Freer loan

A sensible order of operations for a loan in Freer, home to about 2,363 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Texas licence with the regulator listed on this page.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Freer as elsewhere in Texas, the written terms — not the advertisement — are what count for its 2,363 residents.