Personal loans in Frederica, DE

The Census estimates 1,116 residents in Frederica, which ranks it 31st of 57 places in Delaware. Decide the purpose of the loan and your repayment plan before sharing any details with a Frederica lender. For the 1,116 people in Frederica, Delaware runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Felton, DE about 6 miles away.

Borrowing in Frederica: the local picture

Two layers matter for a Frederica borrower: the local population picture and Delaware's consumer-lending statutes.

• Population: about 1,116, ranked 31st of 57 places in Delaware (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 3.1% between 2020 and 2023.
• People gained or lost: about 34 more since the 2020 base.
• Size percentile: roughly 46% of Delaware places rank below Frederica.
• Density: roughly 641 residents per square mile, spread over 1.7 sq mi of land.
• Land area rank: Frederica's 1.7 square miles rank 24th of 57 places in Delaware.
• State population share: Frederica accounts for about 0.4% of everyone in Delaware.
• National rank: Frederica is the 9,801st most populous of the 19,457 Census places covered here.
• Growth rank: Frederica's 2020-to-2023 change ranks 37th of 57 places in Delaware.
• Against the state trend: Frederica's 3.1% change compares with a Delaware average of +6.8% across its 57 places.
• Density in Delaware: Frederica ranks 52nd by people per square mile.
• Density vs Delaware: Frederica's 641 people per square mile compare with a state median of 1,284.
• Location: 39.0080, -75.4666 (US Census Bureau Gazetteer).
• Nearest larger cities: Felton (6 mi); Milford (7 mi); Camden (8 mi); Harrington (8 mi); Wyoming (9 mi). Larger metros often have more branches, but online lenders reach Frederica on the same terms.
• Smaller towns nearby: Magnolia (4 mi); Bowers (5 mi); Viola (6 mi).
• Smaller neighbours: 57 places smaller than Frederica sit within 50 miles.
• At 100 miles: 331 larger Census places fall inside that radius.

The Frederica borrowing checklist

These steps shape the offer you get in Frederica, a place of about 1,116 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Delaware regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Frederica as elsewhere in Delaware, the written terms — not the advertisement — are what count for its 1,116 residents.

Frederica in state context

Set beside Delaware's 57 places, Frederica ranks 31st by population and holds about 0.4% of the state total. On the 2020-to-2023 trend, Frederica stands 37th among Delaware's 57 places — roughly the 35th percentile. By density, at about 641 people per square mile, it ranks 52nd in Delaware. Between 2020 and 2023 the count changed by roughly 34 residents.

The anatomy of a Frederica personal loan

Frederica is a small community of about 1,116 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Frederica. Shortening the term on a Frederica loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Frederica

Inside Frederica's boundaries lie about 1.7 square miles of land, with no significant water area recorded. That land carries about 641 people per square mile. For the state's biggest city, Wilmington, the distance is roughly 50 miles. A 50-mile radius around Frederica takes in 66 places that are larger. Within the same 50 miles lie 57 smaller Census places.

Which Delaware laws govern a loan in Frederica

Read the table as a lender's compliance picture for Frederica: the rule, the sourced figure, the publisher and the date.