Personal loans in Frederic, WI

Use the calculator on this page to price an amount and term before you commit in Frederic. Every figure below is Wisconsin's own, applied to Frederic's 1,147 residents, with the publisher and retrieval date attached. The trend for Frederic between 2020 and 2023 is downward by roughly 1.1%. The nearest larger metro is Grantsburg, WI about 14 miles away.

Frederic: population, trend and location

Set out below is Frederic's local context next to the state-level rules that reach every lender here.

• Population: 1,147 people, a figure that places Frederic 345th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.1% across the 2020-to-2023 comparison.
• Net change: roughly 13 fewer people than the 2020 Census counted.
• Size percentile: Frederic sits ahead of around 43% of Wisconsin places, at 1,147 people.
• Population density: about 678 people per square mile (Census land area 1.7 sq mi).
• Land area rank: Frederic's 1.7 square miles rank 361st of 605 places in Wisconsin.
• Water area rank: Frederic ranks 214th among Wisconsin's 605 places, with 0.07 sq mi.
• Share of state population: Frederic's 1,147 residents are about 0.0% of Wisconsin.
• Nationally: Frederic is the 9,718th-largest of 19,457 Census places in the dataset.
• Growth in Wisconsin: Frederic stands 408th by percentage change from 2020 to 2023, among 605 places.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Frederic's 1.1%.
• Density rank: Frederic is the 350th most densely settled place in Wisconsin.
• Density vs Wisconsin: Frederic's 678 people per square mile compare with a state median of 800.
• Location: mapped by the US Census Bureau at 45.6527, -92.4626.
• Nearest larger cities: Grantsburg (14 mi); St. Croix Falls (18 mi); Rock Creek (23 mi); Cumberland (23 mi); Shafer (23 mi). Lenders licensed in the state serve Frederic whether or not they keep a local branch.
• Nearest smaller towns: Luck (5 mi); Milltown (9 mi); Siren (9 mi).
• Smaller places within 50 miles: 41 of them.
• At 100 miles: 234 larger Census places fall inside that radius.

What a Frederic borrower is actually offered

A Frederic personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,147 residents. Federal Truth in Lending rules require a Frederic lender to disclose the APR and finance charge before you sign. The term you choose in Frederic decides the split between a comfortable payment and the total interest you pay.

Before you apply in Frederic

These steps shape the offer you get in Frederic, a place of about 1,147 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Wisconsin regulator's records to confirm the lender is licensed here.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Frederic and the rest of Wisconsin is not the process but the borrower's own file, among the 1,147 people here.

How Wisconsin law applies in Frederic

Below are the Wisconsin rules that apply to a loan made in Frederic, each with the regulator that issued it.

Frederic's place among Wisconsin's 605 places

Frederic is the 345th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Frederic stands 408th among Wisconsin's 605 places — roughly the 33th percentile. At about 678 people per square mile, Frederic is the 350th most densely settled place in Wisconsin. Between 2020 and 2023 the count changed by roughly 13 residents.

Frederic: area, density and distance

Inside Frederic's boundaries lie roughly 1.7 square miles of land and 0.07 square miles of water. The resulting density is about 678 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 285 miles away. Frederic has 56 larger places within a 50-mile radius. The 100-mile radius contains 234 larger places.