Personal loans in Franklinton, NC

With roughly 2,718 residents, Franklinton is a small community, and the lending rules its borrowers live under are written in North Carolina, not by the city. Use the calculator on this page to price an amount and term before you commit in Franklinton. State law, not city hall, decides what a lender may do to Franklinton's roughly 2,718 residents, and a state regulator supervises it. The closest larger city is Louisburg, NC about 9 miles away.

Franklinton by the numbers

Here is the sourced Census picture for Franklinton, plus the North Carolina lending rules that apply to a loan taken out here.

• Population: a Census-estimated 2,718, 221st among North Carolina's 549 places (Vintage 2023).
• Population trend: A gain of roughly 10.6% between 2020 and 2023.
• People gained or lost: about 261 more since the 2020 base.
• Size percentile: with 2,718 residents, Franklinton is larger than about 60% of North Carolina's Census places.
• Population density: about 1,463 people per square mile across 1.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Franklinton ranks 339th among North Carolina's 549 places, at 1.9 sq mi.
• State population share: Franklinton accounts for about 0.0% of everyone in North Carolina.
• Nationally: Franklinton is the 6,589th-largest of 19,457 Census places in the dataset.
• Growth rank: Franklinton ranks 45th among North Carolina's 549 places for the 2020-to-2023 change.
• Versus North Carolina: the state average change is +2.9%, while Franklinton moved 10.6%.
• Density rank: Franklinton is the 76th most densely settled place in North Carolina.
• Density vs North Carolina: Franklinton's 1,463 people per square mile compare with a state median of 758.
• Location: 36.1008 / -78.4532, per the US Census Bureau Gazetteer.
• Nearest larger cities: Louisburg (9 mi); Wake Forest (10 mi); Creedmoor (13 mi); Rolesville (13 mi); Henderson (16 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Youngsville (5 mi); Kittrell (8 mi); Bunn (15 mi).
• Within a 50-mile radius: 41 smaller Census places.
• At 100 miles: 105 larger Census places fall inside that radius.

North Carolina consumer-lending rules applied in Franklinton

The rows below set out what a licensed lender must follow in North Carolina, and so for Franklinton's roughly 2,718 residents.

What a Franklinton borrower is actually offered

In Franklinton, a small community of about 2,718, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Franklinton lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Franklinton loan is knowable in advance — unlike a revolving card balance.

Franklinton in state context

Against North Carolina's other places, Franklinton accounts for about 0.0% of the state's population and ranks 221st of 549 by size. For population change between 2020 and 2023, Franklinton ranks 45th of 549 in North Carolina (about the 92th percentile). Its roughly 1,463 residents per square mile place it 76th among North Carolina's places. Within 50 miles sit 41 smaller Census places, alongside the 38 that are larger.

Land, water and location for Franklinton

Inside Franklinton's boundaries lie about 1.9 square miles of land, with no significant water area recorded. Spread across it are roughly 1,463 residents per square mile. Charlotte, the largest place in North Carolina, is about 147 miles from Franklinton. A 50-mile radius around Franklinton takes in 38 places that are larger. Within the same 50 miles lie 41 smaller Census places.

Lender access in Franklinton

With about 1,463 residents per square mile, Franklinton is moderately settled, and 38 larger Census places sit within 50 miles. What is available to Franklinton's 2,718 borrowers is set by North Carolina licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Louisburg, NC about 9 miles away.