Personal loans in Franklin, IA

The Census counts 127 people in Franklin, the 772nd-largest figure among Iowa's 940 places. Work out your debt-to-income ratio first; lenders weigh it heavily, and Franklin's 127 residents are no exception. Every figure below is Iowa's own, applied to Franklin's 127 residents, with the publisher and retrieval date attached. For a bigger market, look to Donnellson, IA about 3 miles away.

Where Franklin stands

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 127 — Franklin ranks 772nd of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.8%.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: roughly 18% of Iowa places rank below Franklin.
• Population density: 814 people per square mile on 0.2 square miles of land.
• Land area rank: Franklin's 0.2 square miles rank 888th of 940 places in Iowa.
• Share of Iowa: Franklin holds about 0.0% of the state's population, some 127 people.
• National rank: Franklin is the 17,652nd most populous of the 19,457 Census places covered here.
• Growth in Iowa: Franklin stands 381st by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Franklin moved 0.8%.
• Density in Iowa: Franklin ranks 381st by people per square mile.
• Density vs Iowa: Franklin's 814 people per square mile compare with a state median of 672.
• Location: it lies at 40.6668, -91.5118 in the Census Gazetteer.
• Nearest larger cities: Donnellson (3 mi); West Point (5 mi); Fort Madison (9 mi); Houghton (10 mi); Nauvoo (11 mi). Lenders licensed in the state serve Franklin whether or not they keep a local branch.
• Nearest smaller towns: St. Paul (7 mi); Revere (15 mi); Pontoosuc (16 mi) — useful context for the surrounding area.
• Smaller neighbours: 26 places smaller than Franklin sit within 50 miles.
• Larger places within 100 miles: 403.

Where Franklin sits in Iowa

Set beside Iowa's 940 places, Franklin ranks 772nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Franklin stands 381st among Iowa's 940 places — roughly the 59th percentile. Its roughly 814 residents per square mile place it 381st among Iowa's places. In land area, Franklin ranks 888th among Iowa's 940 places.

Land, water and location for Franklin

The Census Gazetteer records about 0.2 square miles of land within Franklin, with no significant water area listed. Spread across it are roughly 814 residents per square mile. Des Moines, the largest place in Iowa, is about 126 miles from Franklin. A 50-mile radius around Franklin takes in 98 places that are larger. The 100-mile radius contains 403 larger places.

Which Iowa laws govern a loan in Franklin

Below are the Iowa rules that apply to a loan made in Franklin, each with the regulator that issued it.

A practical checklist for Franklin borrowers

Before you apply in Franklin, a community of about 127, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Franklin-specific: the same Iowa licensing and disclosure rules reach all 127 residents.

Getting a loan in Franklin

Franklin is a moderately settled community of about 127 people, with 98 larger places inside a 50-mile radius. Whether Franklin has a local branch or not, a Iowa-licensed lender can serve its 127 people online on the same terms. The nearest larger city, Donnellson, IA about 3 miles away.