Personal loans in Fort Yukon, AK
Consumer lending that reaches Fort Yukon's 411 residents is governed by Alaska statute; no city ordinance changes it. The Census estimates 411 residents in Fort Yukon, which ranks it 72nd of 149 places in Alaska.
In Fort Yukon, one of 149 Census places in Alaska, the figure to compare across lenders is the APR, not the advertised rate. Census figures put the 2020-to-2023 decrease in Fort Yukon at about 4.6%. For a community of about 411, the practical step is to compare APR across at least three lenders before committing. The closest larger city to Fort Yukon lies beyond the 120-mile range we measure.
Fort Yukon: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Alaska rules a lender must follow — and they are below.
- Population: a Census-estimated 411, 72nd among Alaska's 149 places (Vintage 2023).
- Population trend: About 4.6% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 20 residents.
- Size percentile: roughly 52% of Alaska places rank below Fort Yukon.
- Population density: about 61 people per square mile across 6.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Fort Yukon ranks 83rd among Alaska's 149 places, at 6.7 sq mi.
- Water area: Fort Yukon has 0.23 square miles of water, ranking 113th of 149 places in Alaska.
- Share of Alaska: Fort Yukon holds about 0.1% of the state's population, some 411 people.
- National rank: Fort Yukon sits 13,985th by population among the 19,457 places in this dataset.
- Growth rank: Fort Yukon's 2020-to-2023 change ranks 112th of 149 places in Alaska.
- State comparison: Alaska's places average -3.1% for 2020-to-2023, against Fort Yukon's 4.6%.
- Density in Alaska: Fort Yukon ranks 67th by people per square mile.
- Against the state median: Fort Yukon runs about 61 residents per square mile, where the Alaska median is 40.
- Location: mapped by the US Census Bureau at 66.5825, -145.2474.
- Smaller places within 50 miles: 0 of them.
- Within 100 miles: 0 places are larger than Fort Yukon.
Where Fort Yukon sits in Alaska
Within Alaska, Fort Yukon holds roughly 0.1% of all residents, the 72nd-largest share among 149 places. Its 2020-to-2023 change ranks 112th of 149 Alaska places, putting it near the 25th percentile for growth. At about 61 people per square mile, Fort Yukon is the 67th most densely settled place in Alaska. In land area, Fort Yukon ranks 83rd among Alaska's 149 places.
What a Fort Yukon borrower is actually offered
In Fort Yukon, a small community of about 411, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Fort Yukon's rank of 72nd in Alaska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Fort Yukon loan but raises total interest, so the smallest payment is not the cheapest loan.
A practical checklist for Fort Yukon borrowers
Before you apply in Fort Yukon, a community of about 411, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Alaska licence by checking the regulator named above.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Fort Yukon as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 411 residents.
Lender access in Fort Yukon
With about 61 residents per square mile, Fort Yukon is sparsely settled, and 0 larger Census places sit within 50 miles. A Alaska licence lets a lender serve Fort Yukon without a local office, so branch density does not change what its 411 residents are offered.
How Alaska law applies in Fort Yukon
These are Alaska's sourced lending facts as they reach Fort Yukon's 411 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
Common questions
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What loan size can I expect in Fort Yukon?
Do I have to pledge anything to borrow in Fort Yukon?
Does comparing loans in Fort Yukon cost me credit score points?
Nearby places
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- Kaktovik, AK — population 272
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- Anderson, AK — population 173
- Valdez, AK — population 3,805
- Palmer, AK — population 6,378