Personal loans in Fort Coffee, OK

Rate ceilings, licensing requirements and product limits for Fort Coffee are all set at the Oklahoma level. By population, Fort Coffee sits at 356th in Oklahoma, with an estimated 347 residents. Price two or three terms so you can see which payment is truly affordable in Fort Coffee. Fort Coffee gained roughly 3.3% in population across the 2020-to-2023 comparison. The nearest larger city is Spiro, OK about 5 miles away.

The Fort Coffee data picture

Two layers matter for a Fort Coffee borrower: the local population picture and Oklahoma's consumer-lending statutes.

• Population: 347 — Fort Coffee ranks 356th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: About 3.3% above the 2020 Census base.
• Net change: roughly 11 more people than the 2020 Census counted.
• Size percentile: roughly 40% of Oklahoma places rank below Fort Coffee.
• Population density: about 53 people per square mile across 6.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Fort Coffee ranks 119th among Oklahoma's 590 places, at 6.5 sq mi.
• Share of Oklahoma: Fort Coffee holds about 0.0% of the state's population, some 347 people.
• National rank: Fort Coffee is the 14,619th most populous of the 19,457 Census places covered here.
• Growth rank: Fort Coffee's 2020-to-2023 change ranks 112th of 590 places in Oklahoma.
• Against the state trend: Fort Coffee's 3.3% change compares with a Oklahoma average of +1.3% across its 590 places.
• Density in Oklahoma: Fort Coffee ranks 557th by people per square mile.
• Against the state median: Fort Coffee runs about 53 residents per square mile, where the Oklahoma median is 546.
• Location: 35.2942, -94.5714 (US Census Bureau Gazetteer).
• Nearest larger cities: Spiro (5 mi); Pocola (7 mi); Arkoma (7 mi); Muldrow (8 mi); Roland (9 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Gans (9 mi); Moffett (10 mi); Cameron (11 mi) — useful context for the surrounding area.
• Smaller neighbours: 20 places smaller than Fort Coffee sit within 50 miles.
• At 100 miles: 190 larger Census places fall inside that radius.

What to do before borrowing in Fort Coffee

For Fort Coffee's roughly 347 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Oklahoma regulator's licence list.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Fort Coffee and the rest of Oklahoma is not the process but the borrower's own file, among the 347 people here.

The geography behind Fort Coffee

Fort Coffee's land area is roughly 6.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 53 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 166 miles from Fort Coffee. Within 50 miles of Fort Coffee there are 56 larger Census places. By land area it ranks 119th of 590 Oklahoma places.

What a Fort Coffee borrower is actually offered

A Fort Coffee personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 347 residents. Two numbers drive a Fort Coffee loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Fort Coffee loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lender access in Fort Coffee

Fort Coffee is a sparsely settled community of about 347 people, with 56 larger places inside a 50-mile radius. Whether Fort Coffee has a local branch or not, a Oklahoma-licensed lender can serve its 347 people online on the same terms. For a larger market, the closest option is Spiro, OK about 5 miles away.

What Oklahoma law requires in Fort Coffee

The rows below set out what a licensed lender must follow in Oklahoma, and so for Fort Coffee's roughly 347 residents.