Personal loans in Fort Calhoun, NE
With roughly 1,099 residents, Fort Calhoun is a small community, and the lending rules its borrowers live under are written in Nebraska, not by the city. Roughly 1,099 residents live in Fort Calhoun, the 99th-largest community in Nebraska.
Census figures put the 2020-to-2023 increase in Fort Calhoun at about 0.5%. To lend to Fort Calhoun's 1,099 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach Fort Calhoun's 1,099 residents. The closest larger city is Blair, NE about 8 miles away.
Fort Calhoun by the numbers
Two layers matter for a Fort Calhoun borrower: the local population picture and Nebraska's consumer-lending statutes.
- Population: a Census-estimated 1,099, 99th among Nebraska's 527 places (Vintage 2023).
- Population trend: Higher by roughly 0.5% since the 2020 count.
- People gained or lost: about 6 more since the 2020 base.
- Size percentile: roughly 81% of Nebraska places rank below Fort Calhoun.
- Land and density: 0.7 square miles of land carry roughly 1,586 residents per square mile.
- Land area rank: Fort Calhoun's 0.7 square miles rank 157th of 527 places in Nebraska.
- Share of Nebraska: Fort Calhoun holds about 0.1% of the state's population, some 1,099 people.
- Nationally: Fort Calhoun is the 9,855th-largest of 19,457 Census places in the dataset.
- Growth in Nebraska: Fort Calhoun stands 151st by percentage change from 2020 to 2023, among 527 places.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Fort Calhoun's 0.5%.
- Density in Nebraska: Fort Calhoun ranks 67th by people per square mile.
- Density in context: Fort Calhoun's 1,586 people per square mile sit against a Nebraska median of 830.
- Location: mapped by the US Census Bureau at 41.4564, -96.0263.
- Nearest larger cities: Blair (8 mi); Bennington (9 mi); Missouri Valley (10 mi); Carter Lake (13 mi); Omaha (13 mi). Larger metros often have more branches, but online lenders reach Fort Calhoun on the same terms.
- Smaller communities within reach: Kennard (9 mi); Washington (10 mi); Crescent (11 mi).
- Within a 50-mile radius: 97 smaller Census places.
- Larger places within 100 miles: 103.
Fort Calhoun: area, density and distance
Inside Fort Calhoun's boundaries lie about 0.7 square miles of land, with no significant water area recorded. That land carries about 1,586 people per square mile. Omaha, the largest place in Nebraska, is about 13 miles from Fort Calhoun. Counting outward 50 miles, 33 larger communities surround Fort Calhoun. Within the same 50 miles lie 97 smaller Census places.
How personal loans work in Fort Calhoun
A Fort Calhoun personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,099 residents. Federal Truth in Lending rules require a Fort Calhoun lender to disclose the APR and finance charge before you sign. The term you choose in Fort Calhoun decides the split between a comfortable payment and the total interest you pay.
Lender access in Fort Calhoun
Fort Calhoun is moderately settled, with about 1,586 people per square mile and 33 larger places within 50 miles. What is available to Fort Calhoun's 1,099 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Blair, NE about 8 miles away.
Nebraska consumer-lending rules applied in Fort Calhoun
Nebraska has no separate rate rule for Fort Calhoun; the sourced rows below are what reach every lender that serves its 1,099 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Where Fort Calhoun sits in Nebraska
Set beside Nebraska's 527 places, Fort Calhoun ranks 99th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Fort Calhoun ranks 151st of 527 in Nebraska (about the 71th percentile). By density, at about 1,586 people per square mile, it ranks 67th in Nebraska. The population moved by about 6 people between 2020 and 2023, a 0.5% shift.
Common questions
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Nearby places
- Blair, NE — population 7,967
- Missouri Valley, IA — population 2,656
- Bennington, NE — population 1,966
- Modale, IA — population 280
- Kennard, NE — population 373
- Crescent, IA — population 624
- Washington, NE — population 131
- Omaha, NE — population 483,335