Personal loans in Forsan, TX
Population in Forsan dropped about 4.9% over the three years from 2020 to 2023. The roughly 215 people who live in Forsan borrow under Texas rules; city hall sets no personal-loan rate.
About 215 people live in Forsan, placing it 1,147th of 1,224 Census places in Texas. A larger market lies at Big Spring, TX about 11 miles away. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Forsan as from the rest of the state. Read the disclosure for an origination fee and any prepayment penalty before signing in Forsan.
Local context for Forsan
Here is the sourced Census picture for Forsan, plus the Texas lending rules that apply to a loan taken out here.
- Population: about 215, ranked 1,147th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 4.9% from 2020 to 2023.
- People gained or lost: about 11 fewer since the 2020 base.
- Size percentile: Forsan sits ahead of around 6% of Texas places, at 215 people.
- Population density: 739 people per square mile on 0.3 square miles of land.
- By land area: Forsan ranks 1,203rd among Texas's 1,224 places, at 0.3 sq mi.
- Share of state population: Forsan's 215 residents are about 0.0% of Texas.
- National rank: Forsan is the 16,246th most populous of the 19,457 Census places covered here.
- Growth rank: Forsan ranks 1,194th among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Forsan's 4.9%.
- Density rank: Forsan places 688th among Texas's places by people per square mile.
- Density in context: Forsan's 739 people per square mile sit against a Texas median of 840.
- Location: 32.1103, -101.3668 (Census Gazetteer coordinates).
- Nearest larger cities: Big Spring (11 mi); Coahoma (13 mi); Stanton (25 mi); Sterling City (29 mi); Ackerly (35 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Westbrook (27 mi); Los Ybanez (53 mi); Impact (98 mi).
- Smaller places within 50 miles: 1 of them.
- Larger places within 100 miles: 58.
The Texas lending rules that reach Forsan
For the roughly 215 residents of Forsan, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
A pre-application checklist for Forsan
Complete these steps first when you borrow in Forsan (215 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
In Forsan as elsewhere in Texas, the written terms — not the advertisement — are what count for its 215 residents.
Where Forsan sits in Texas
Among Texas's 1,224 places, Forsan sits at 1,147th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Forsan ranks 1,194th of 1,224 in Texas (about the 2th percentile). At about 739 people per square mile, Forsan is the 688th most densely settled place in Texas. In land area, Forsan ranks 1,203rd among Texas's 1,224 places.
Getting a loan in Forsan
At roughly 739 people per square mile, Forsan is moderately settled; 9 larger places lie within 50 miles. What is available to Forsan's 215 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Big Spring, TX about 11 miles away.
Forsan on the map
Forsan's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 739 people per square mile. For the state's biggest city, Houston, the distance is roughly 389 miles. A 50-mile radius around Forsan takes in 9 places that are larger. The 100-mile radius contains 58 larger places.
Common questions
What are my options in Forsan if my credit is poor?
What loan size can I expect in Forsan?
Do I have to pledge anything to borrow in Forsan?
Does comparing loans in Forsan cost me credit score points?
Nearby places
- Big Spring, TX — population 22,373
- Coahoma, TX — population 902
- Stanton, TX — population 2,654
- Westbrook, TX — population 205
- Sterling City, TX — population 1,138
- Ackerly, TX — population 254
- Colorado City, TX — population 3,987
- Loraine, TX — population 508