Personal loans in Forestville, MI
Census figures put the 2020-to-2023 decrease in Forestville at about 1.2%. Two households in Forestville with comparable incomes can still be offered different rates; the city's 85 residents are not the reason.
Forestville is home to roughly 85 people and stands 533rd by size out of 533 Census places in Michigan. The closest larger place is Minden City, MI about 8 miles away. Every figure below is Michigan's own, applied to Forestville's 85 residents, with the publisher and retrieval date attached. Rate-shopping from Forestville costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Local context for Forestville
Only a few things actually differ by place — population, area, location, and the Michigan rules a lender must follow — and they are below.
- Population: 85 residents; Forestville is the 533rd-largest of 533 places in Michigan (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.2% between 2020 and 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 0% of Michigan places rank below Forestville.
- Population density: about 107 people per square mile (Census land area 0.8 sq mi).
- By land area: Forestville ranks 476th among Michigan's 533 places, at 0.8 sq mi.
- State share: roughly 0.0% of Michigan's residents live in Forestville (85 people).
- National rank: Forestville is the 18,394th most populous of the 19,457 Census places covered here.
- Growth in Michigan: Forestville stands 338th by percentage change from 2020 to 2023, among 533 places.
- Versus Michigan: the state average change is -0.3%, while Forestville moved 1.2%.
- Density in Michigan: Forestville ranks 531st by people per square mile.
- Against the state median: Forestville runs about 107 residents per square mile, where the Michigan median is 1,078.
- Location: it lies at 43.6599, -82.6126 in the Census Gazetteer.
- Nearest larger cities: Minden City (8 mi); Deckerville (11 mi); Harbor Beach (13 mi); Port Sanilac (16 mi); Carsonville (16 mi). Online lenders reach Forestville no matter how far the nearest branch is.
- Smaller neighbours: 0 places smaller than Forestville sit within 50 miles.
- Larger places within 100 miles: 183.
Borrowing reach in Forestville
At roughly 107 people per square mile, Forestville is lightly settled; 37 larger places lie within 50 miles. Distance to a branch rarely matters for Forestville's 85 residents: the application is online and the price follows your credit file. The nearest larger city, Minden City, MI about 8 miles away.
Which Michigan laws govern a loan in Forestville
Below are the Michigan rules that apply to a loan made in Forestville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the commissioner to make regulated loans (Regulatory Loan Act, MCL 493.1 et seq.) Source says: "a person shall not engage in the business of making loans of money ... without first obtaining a license from the commissioner" | Michigan Legislature as of 2026-09-16 |
Forestville: area, density and distance
Forestville's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 107 residents per square mile. The state's population centre of gravity, Detroit, is roughly 92 miles away. Counting outward 50 miles, 37 larger communities surround Forestville. Within the same 50 miles lie 0 smaller Census places.
Where Forestville sits in Michigan
Set beside Michigan's 533 places, Forestville ranks 533rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Forestville stands 338th among Michigan's 533 places — roughly the 37th percentile. By density, at about 107 people per square mile, it ranks 531st in Michigan. Between 2020 and 2023 the count changed by roughly 1 residents.
What shapes a Forestville personal loan
With roughly 85 residents, Forestville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Forestville's rank of 533rd in Michigan: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Forestville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Minden City, MI — population 182
- Deckerville, MI — population 878
- Harbor Beach, MI — population 1,576
- Carsonville, MI — population 500
- Port Sanilac, MI — population 567
- Port Hope, MI — population 274
- Applegate, MI — population 225
- Sandusky, MI — population 2,685