Personal loans in Foley, AL

Borrowers who want a bigger city can look to Fairhope, AL about 15 miles away. Population in Foley climbed about 21.4% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Foley sits on the Alabama side of that line. If debt is already a strain, a nonprofit credit counsellor can help Foley residents before they take on more.

Where Foley stands

Most of what governs a Foley loan is written in Alabama law rather than in the city; the sourced notes below make that split concrete.

• Population: about 24,873 people live here, which puts Foley 27th of 462 Census places in Alabama (Vintage 2023).
• Population trend: About 21.4% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 4,387 residents.
• Size percentile: about 94% of Alabama communities are smaller than Foley (24,873 residents).
• Land and density: 35.3 square miles of land carry roughly 706 residents per square mile.
• Land area rank: Foley's 35.3 square miles rank 23rd of 462 places in Alabama.
• Water area: Foley has 0.15 square miles of water, ranking 90th of 462 places in Alabama.
• State share: roughly 0.8% of Alabama's residents live in Foley (24,873 people).
• National rank: Foley is 1,579th of 19,457 places nationwide.
• Growth rank: Foley's 2020-to-2023 change ranks 7th of 462 places in Alabama.
• Versus Alabama: the state average change is +1.0%, while Foley moved 21.4%.
• Density rank: Foley places 70th among Alabama's places by people per square mile.
• Density in context: Foley's 706 people per square mile sit against a Alabama median of 259.
• Location: mapped by the US Census Bureau at 30.3971, -87.6685.
• Nearest larger cities: Fairhope (15 mi); Daphne (20 mi); Pensacola (29 mi); Mobile (32 mi); Crestview (69 mi). Living near a larger metro rarely changes what is available in Foley.
• Nearest smaller places: Elberta (5 mi); Summerdale (6 mi); Magnolia Springs (6 mi).
• Smaller places within 50 miles: 24 of them.
• Within 100 miles: 7 places are larger than Foley.

Alabama rules behind a Foley personal loan

The rows below set out what a licensed lender must follow in Alabama, and so for Foley's roughly 24,873 residents.

The anatomy of a Foley personal loan

Foley is a smaller city of about 24,873 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Foley can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Foley loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Foley

At roughly 706 people per square mile, Foley is moderately settled; 4 larger places lie within 50 miles. What is available to Foley's 24,873 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. The nearest larger city, Fairhope, AL about 15 miles away.

Foley: area, density and distance

Foley covers about 35.3 square miles of land, with 0.15 square miles of water inside its boundaries (Census Gazetteer). That land carries about 706 people per square mile. The largest place in Alabama, Huntsville, lies about 303 miles away. Within 50 miles of Foley there are 4 larger Census places. The 100-mile radius contains 7 larger places.

Foley's place among Alabama's 462 places

Foley is the 27th-largest of 462 Census places in Alabama and contains about 0.8% of the state's people. For population change between 2020 and 2023, Foley ranks 7th of 462 in Alabama (about the 98th percentile). By density, at about 706 people per square mile, it ranks 70th in Alabama. By land area, its 35.3 square miles rank 23rd of 462 places in Alabama.