Personal loans in Flordell Hills, MO
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Flordell Hills's 705 residents. The Census estimates 705 residents in Flordell Hills, which ranks it 400th of 937 places in Missouri.
In Flordell Hills, one of 937 Census places in Missouri, the figure to compare across lenders is the APR, not the advertised rate. Flordell Hills lost roughly 2.8% of its population across the 2020-to-2023 comparison. Judge Flordell Hills offers on total cost, not on how quickly the money arrives. The closest larger city is Jennings, MO about 0 miles away.
What the Census records for Flordell Hills
Flordell Hills is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 705, ranked 400th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 2.8% fewer residents than the 2020 Census counted.
- Net change: roughly 20 fewer people than the 2020 Census counted.
- Size percentile: roughly 57% of Missouri's places have fewer residents than Flordell Hills's 705.
- Density: the Census land area of 0.1 sq mi holds about 5,732 people per square mile.
- Land area: Flordell Hills covers 0.1 square miles, the 877th-largest area among Missouri's 937 places.
- State share: roughly 0.0% of Missouri's residents live in Flordell Hills (705 people).
- National standing: Flordell Hills ranks 11,776th of 19,457 US places.
- Growth rank: Flordell Hills ranks 832nd among Missouri's 937 places for the 2020-to-2023 change.
- Against the state trend: Flordell Hills's 2.8% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Flordell Hills places 11th among Missouri's places by people per square mile.
- Against the state median: Flordell Hills runs about 5,732 residents per square mile, where the Missouri median is 743.
- Location: latitude 38.7174, longitude -90.2648 (Census Gazetteer).
- Nearest larger cities: Jennings (0 mi); Country Club Hills (1 mi); Northwoods (1 mi); Norwood Court (1 mi); Pasadena Hills (2 mi). Larger metros often have more branches, but online lenders reach Flordell Hills on the same terms.
- Nearest smaller places: Pasadena Park (2 mi); Beverly Hills (2 mi); Uplands Park (2 mi).
- Within a 50-mile radius: 91 smaller Census places.
- At 100 miles: 314 larger Census places fall inside that radius.
Which Missouri laws govern a loan in Flordell Hills
Missouri has no separate rate rule for Flordell Hills; the sourced rows below are what reach every lender that serves its 705 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
Flordell Hills: area, density and distance
Inside Flordell Hills's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 5,732 people per square mile. The largest place in Missouri, Kansas City, lies about 232 miles away. Counting outward 50 miles, 174 larger communities surround Flordell Hills. The 100-mile radius contains 314 larger places.
Lender access in Flordell Hills
With about 5,732 residents per square mile, Flordell Hills is densely built, and 174 larger Census places sit within 50 miles. What is available to Flordell Hills's 705 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, Jennings, MO about 0 miles away.
How Flordell Hills compares across Missouri
Among Missouri's 937 places, Flordell Hills sits at 400th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 832nd of 937 Missouri places, putting it near the 11th percentile for growth. By density, at about 5,732 people per square mile, it ranks 11th in Missouri. Between 2020 and 2023 the count changed by roughly 20 residents.
Before you apply in Flordell Hills
A sensible order of operations for a loan in Flordell Hills, home to about 705 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Missouri regulator's licence list.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Flordell Hills-specific: the same Missouri licensing and disclosure rules reach all 705 residents.
Common questions
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Nearby places
- Jennings, MO — population 12,836
- Country Club Hills, MO — population 994
- Northwoods, MO — population 3,583
- Pine Lawn, MO — population 2,683
- Norwood Court, MO — population 873
- Pasadena Hills, MO — population 883
- Uplands Park, MO — population 304
- Beverly Hills, MO — population 458