Personal loans in Flint Hill, MO
Flint Hill is a small community in Missouri, with an estimated 846 residents, and every licensed lender here follows the same state rulebook. Roughly 846 residents live in Flint Hill, the 365th-largest community in Missouri.
Population in Flint Hill climbed about 5.1% over the three years from 2020 to 2023. Judge Flint Hill offers on total cost, not on how quickly the money arrives. A larger market lies at Wentzville, MO about 3 miles away. To lend to Flint Hill's 846 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it.
The Flint Hill data picture
Flint Hill is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 846 — Flint Hill ranks 365th of 937 communities in Missouri (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 5.1% between 2020 and 2023.
- People gained or lost: about 41 more since the 2020 base.
- Size percentile: about 61% of Missouri's Census places are smaller than Flint Hill.
- Density: roughly 309 residents per square mile, spread over 2.7 sq mi of land.
- Land area rank: Flint Hill's 2.7 square miles rank 221st of 937 places in Missouri.
- Share of Missouri: Flint Hill holds about 0.0% of the state's population, some 846 people.
- National rank: Flint Hill is 10,945th of 19,457 places nationwide.
- Growth in Missouri: Flint Hill stands 102nd by percentage change from 2020 to 2023, among 937 places.
- Versus Missouri: the state average change is +0.8%, while Flint Hill moved 5.1%.
- Density rank: Flint Hill places 780th among Missouri's places by people per square mile.
- Density vs Missouri: Flint Hill's 309 people per square mile compare with a state median of 743.
- Location: 38.8638 / -90.8686, per the US Census Bureau Gazetteer.
- Nearest larger cities: Wentzville (3 mi); Moscow Mills (6 mi); St. Paul (7 mi); Lake St. Louis (7 mi); Troy (9 mi). Living near a larger metro rarely changes what is available in Flint Hill.
- Smaller places close by: Josephville (5 mi); Chain of Rocks (5 mi); Foristell (6 mi).
- Smaller neighbours: 91 places smaller than Flint Hill sit within 50 miles.
- Larger places within 100 miles: 278.
What to do before borrowing in Flint Hill
A sensible order of operations for a loan in Flint Hill, home to about 846 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Missouri licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Flint Hill and the rest of Missouri is not the process but the borrower's own file, among the 846 people here.
Getting a loan in Flint Hill
With about 309 residents per square mile, Flint Hill is lightly settled, and 136 larger Census places sit within 50 miles. A Missouri licence lets a lender serve Flint Hill without a local office, so branch density does not change what its 846 residents are offered. For a larger market, the closest option is Wentzville, MO about 3 miles away.
How Missouri law applies in Flint Hill
This table holds the Missouri rate and licensing rules for consumer loans made to Flint Hill's 846 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
Land, water and location for Flint Hill
Flint Hill's land area is roughly 2.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 309 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 199 miles. Counting outward 50 miles, 136 larger communities surround Flint Hill. Within the same 50 miles lie 91 smaller Census places.
Flint Hill in state context
Among Missouri's 937 places, Flint Hill sits at 365th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Flint Hill stands 102nd among Missouri's 937 places — roughly the 89th percentile. Its roughly 309 residents per square mile place it 780th among Missouri's places. By land area, its 2.7 square miles rank 221st of 937 places in Missouri.
Common questions
What are my options in Flint Hill if my credit is poor?
What loan size can I expect in Flint Hill?
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Does comparing loans in Flint Hill cost me credit score points?
Nearby places
- Wentzville, MO — population 47,497
- Chain of Rocks, MO — population 104
- Josephville, MO — population 543
- Moscow Mills, MO — population 4,017
- Foristell, MO — population 616
- Fountain N' Lakes, MO — population 185
- Lake St. Louis, MO — population 18,661
- St. Paul, MO — population 3,622