Personal loans in Flensburg, MN

Flensburg lost roughly 1.9% of its population across the 2020-to-2023 comparison. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Flensburg loan. Which products a lender may offer to Flensburg's 211 residents follows from the Minnesota consumer-lending framework. The closest larger city is Sobieski, MN about 3 miles away.

Where Flensburg stands

The figures below are Flensburg's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: about 211 people live here, which puts Flensburg 645th of 853 Census places in Minnesota (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.9%.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: with 211 residents, Flensburg is larger than about 24% of Minnesota's Census places.
• Density: roughly 30 residents per square mile, spread over 7.0 sq mi of land.
• By land area: Flensburg ranks 136th among Minnesota's 853 places, at 7.0 sq mi.
• Water area rank: Flensburg ranks 299th among Minnesota's 853 places, with 0.04 sq mi.
• Share of state population: Flensburg's 211 residents are about 0.0% of Minnesota.
• Nationally: Flensburg is the 16,311th-largest of 19,457 Census places in the dataset.
• Growth rank: Flensburg's 2020-to-2023 change ranks 610th of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Flensburg's 1.9%.
• Density in Minnesota: Flensburg ranks 838th by people per square mile.
• Against the state median: Flensburg runs about 30 residents per square mile, where the Minnesota median is 607.
• Location: coordinates 45.9476, -94.5305 (US Census Bureau Gazetteer).
• Nearest larger cities: Sobieski (3 mi); Swanville (6 mi); Little Falls (9 mi); Upsala (9 mi); Randall (10 mi). Living near a larger metro rarely changes what is available in Flensburg.
• Nearest smaller towns: Elmdale (8 mi); Burtrum (9 mi); Fort Ripley (17 mi).
• Smaller neighbours: 28 places smaller than Flensburg sit within 50 miles.
• At 100 miles: 331 larger Census places fall inside that radius.

The Minnesota lending rules that reach Flensburg

These are Minnesota's sourced lending facts as they reach Flensburg's 211 residents; the state has no city-level rate rule.

Flensburg on the map

Inside Flensburg's boundaries lie roughly 7.0 square miles of land and 0.04 square miles of water. With 211 residents, the land area yields roughly 30 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 91 miles. A 50-mile radius around Flensburg takes in 81 places that are larger. By land area it ranks 136th of 853 Minnesota places.

Getting a loan in Flensburg

At roughly 30 people per square mile, Flensburg is sparsely settled; 81 larger places lie within 50 miles. Whether Flensburg has a local branch or not, a Minnesota-licensed lender can serve its 211 people online on the same terms. For a larger market, the closest option is Sobieski, MN about 3 miles away.

The anatomy of a Flensburg personal loan

With roughly 211 residents, Flensburg is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Flensburg's 211 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Flensburg loan is knowable in advance — unlike a revolving card balance.

Steps to take before a Flensburg loan

Complete these steps first when you borrow in Flensburg (211 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Minnesota; what changes is your credit file, not the fact that Flensburg holds 211 people.