Personal loans in Flemington, GA
Flemington, Georgia — home to about 864 people — is a small community, so the terms you are offered follow Georgia law rather than any local rule. Roughly 864 residents live in Flemington, the 323rd-largest community in Georgia.
Flemington gained roughly 5.0% in population across the 2020-to-2023 comparison. For the 864 people in Flemington, Georgia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 864, the practical step is to compare APR across at least three lenders before committing. Borrowers who want a bigger city can look to Hinesville, GA about 4 miles away.
What the Census records for Flemington
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: 864 residents; Flemington is the 323rd-largest of 536 places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Up about 5.0% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 41 more since the 2020 base.
- Size percentile: Flemington's 864 people outrank roughly 40% of the places in Georgia.
- Population density: about 181 people per square mile (Census land area 4.8 sq mi).
- By land area: Flemington ranks 189th among Georgia's 536 places, at 4.8 sq mi.
- Within Georgia: about 0.0% of the state's population lives in Flemington.
- Nationally: Flemington is the 10,856th-largest of 19,457 Census places in the dataset.
- Growth rank: Flemington's 2020-to-2023 change ranks 145th of 536 places in Georgia.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Flemington's 5.0%.
- Density rank: Flemington is the 453rd most densely settled place in Georgia.
- Against the state median: Flemington runs about 181 residents per square mile, where the Georgia median is 536.
- Location: mapped by the US Census Bureau at 31.8494, -81.5612.
- Nearest larger cities: Hinesville (4 mi); Walthourville (6 mi); Midway (9 mi); Ludowici (14 mi); Richmond Hill (15 mi). Larger metros often have more branches, but online lenders reach Flemington on the same terms.
- Nearest smaller places: Allenhurst (6 mi); Gumbranch (7 mi); Riceboro (11 mi).
- Within a 50-mile radius: 17 smaller Census places.
- Larger places within 100 miles: 84.
What is available to Flemington borrowers
Flemington is a lightly settled community of about 864 people, with 29 larger places inside a 50-mile radius. A Georgia licence lets a lender serve Flemington without a local office, so branch density does not change what its 864 residents are offered. For a larger market, the closest option is Hinesville, GA about 4 miles away.
Flemington: area, density and distance
Flemington covers about 4.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 864 residents, the land area yields roughly 181 people per square mile. Atlanta, the largest place in Georgia, is about 212 miles from Flemington. Counting outward 50 miles, 29 larger communities surround Flemington. Within the same 50 miles lie 17 smaller Census places.
What shapes a Flemington personal loan
In Flemington, a small community of about 864, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Flemington loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Flemington decides the split between a comfortable payment and the total interest you pay.
A pre-application checklist for Flemington
These steps shape the offer you get in Flemington, a place of about 864 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Georgia licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Georgia; what changes is your credit file, not the fact that Flemington holds 864 people.
The Georgia lending rules that reach Flemington
When Georgia does not publish a figure, the row links to the source instead of inventing a number; Flemington is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
What are my options in Flemington if my credit is poor?
What loan size can I expect in Flemington?
Do I have to pledge anything to borrow in Flemington?
Does comparing loans in Flemington cost me credit score points?
Nearby places
- Hinesville, GA — population 36,181
- Allenhurst, GA — population 856
- Walthourville, GA — population 3,913
- Gumbranch, GA — population 254
- Midway, GA — population 2,253
- Riceboro, GA — population 656
- Ludowici, GA — population 1,846
- Richmond Hill, GA — population 18,459