Personal loans in Fleischmanns, NY
The trend for Fleischmanns between 2020 and 2023 is downward by roughly 1.7%. The roughly 229 people who live in Fleischmanns borrow under New York rules; city hall sets no personal-loan rate.
Fleischmanns is one of 595 Census places in New York; its 229 residents put it at 583rd. For a bigger market, look to Margaretville, NY about 6 miles away. Lenders active in Fleischmanns report to a New York supervisor, identified in the sourced rows below. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Fleischmanns loan.
Fleischmanns by the numbers
Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.
- Population: about 229, ranked 583rd of 595 places in New York (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 1.7% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: Fleischmanns sits ahead of around 2% of New York places, at 229 people.
- Land and density: 0.7 square miles of land carry roughly 350 residents per square mile.
- Land area: Fleischmanns covers 0.7 square miles, the 496th-largest area among New York's 595 places.
- Water area: Fleischmanns has 0.01 square miles of water, ranking 280th of 595 places in New York.
- State population share: Fleischmanns accounts for about 0.0% of everyone in New York.
- National rank: Fleischmanns sits 16,030th by population among the 19,457 places in this dataset.
- Growth in New York: Fleischmanns stands 348th by percentage change from 2020 to 2023, among 595 places.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Fleischmanns's 1.7%.
- Density in New York: Fleischmanns ranks 570th by people per square mile.
- Density vs New York: Fleischmanns's 350 people per square mile compare with a state median of 1,515.
- Location: coordinates 42.1549, -74.5348 (US Census Bureau Gazetteer).
- Nearest larger cities: Margaretville (6 mi); Hobart (16 mi); Hunter (17 mi); Stamford (18 mi); Tannersville (21 mi). Living near a larger metro rarely changes what is available in Fleischmanns.
- Nearest smaller places: Laurens (38 mi); Ames (47 mi); Starrucca (50 mi).
- Smaller neighbours: 2 places smaller than Fleischmanns sit within 50 miles.
- Within 100 miles: 484 places are larger than Fleischmanns.
A practical checklist for Fleischmanns borrowers
Before you hand your details to a lender in Fleischmanns, where the population is near 229:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the New York licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across New York; what changes is your credit file, not the fact that Fleischmanns holds 229 people.
Getting a loan in Fleischmanns
Fleischmanns is lightly settled, with about 350 people per square mile and 59 larger places within 50 miles. A New York licence lets a lender serve Fleischmanns without a local office, so branch density does not change what its 229 residents are offered. The nearest larger city, Margaretville, NY about 6 miles away.
How Fleischmanns compares across New York
Set beside New York's 595 places, Fleischmanns ranks 583rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Fleischmanns ranks 348th of 595 in New York (about the 42th percentile). Its roughly 350 residents per square mile place it 570th among New York's places. Between 2020 and 2023 the count changed by roughly 4 residents.
What New York law requires in Fleischmanns
These are New York's sourced lending facts as they reach Fleischmanns's 229 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
What a Fleischmanns borrower is actually offered
A Fleischmanns personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 229 residents. Federal Truth in Lending rules require a Fleischmanns lender to disclose the APR and finance charge before you sign. The term you choose in Fleischmanns decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Fleischmanns if my credit is poor?
What loan size can I expect in Fleischmanns?
Do I have to pledge anything to borrow in Fleischmanns?
Does comparing loans in Fleischmanns cost me credit score points?
Nearby places
- Margaretville, NY — population 487
- Hobart, NY — population 392
- Stamford, NY — population 1,070
- Hunter, NY — population 411
- Delhi, NY — population 3,159
- Tannersville, NY — population 572
- Liberty, NY — population 5,130
- Woodridge, NY — population 711