Personal loans in Flatwoods, WV

From the 2020 Census base to the 2023 estimate, the population declined by about 2.3%. Read the disclosure for an origination fee and any prepayment penalty before signing in Flatwoods. The closest larger place is Sutton, WV about 5 miles away. For the 257 people in Flatwoods, West Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Flatwoods: the sourced local profile

What follows is Flatwoods's place in the Census record, alongside the West Virginia rules that govern a personal loan made here.

• Population: a Census-estimated 257, 189th among West Virginia's 230 places (Vintage 2023).
• Population trend: A drop of about 2.3% from 2020 to 2023.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: about 18% of West Virginia communities are smaller than Flatwoods (257 residents).
• Land and density: 0.7 square miles of land carry roughly 392 residents per square mile.
• Land area rank: Flatwoods's 0.7 square miles rank 134th of 230 places in West Virginia.
• State population share: Flatwoods accounts for about 0.0% of everyone in West Virginia.
• National rank: Flatwoods is 15,659th of 19,457 places nationwide.
• Growth rank: Flatwoods ranks 79th among West Virginia's 230 places for the 2020-to-2023 change.
• Versus West Virginia: the state average change is -3.0%, while Flatwoods moved 2.3%.
• Density in West Virginia: Flatwoods ranks 202nd by people per square mile.
• Density in context: Flatwoods's 392 people per square mile sit against a West Virginia median of 1,021.
• Location: mapped by the US Census Bureau at 38.7170, -80.6525.
• Nearest larger cities: Sutton (5 mi); Gassaway (7 mi); Burnsville (10 mi); Glenville (18 mi); Addison (Webster Springs) (21 mi). Living near a larger metro rarely changes what is available in Flatwoods.
• Smaller communities close by: Sand Fork (15 mi); Camden-on-Gauley (24 mi); Auburn (28 mi), each with its own Census population profile.
• Smaller places within 50 miles: 12 of them.
• At 100 miles: 243 larger Census places fall inside that radius.

Flatwoods in state context

Among West Virginia's 230 places, Flatwoods sits at 189th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 79th of 230 West Virginia places, putting it near the 66th percentile for growth. By density, at about 392 people per square mile, it ranks 202nd in West Virginia. Between 2020 and 2023 the count changed by roughly 6 residents.

How personal loans work in Flatwoods

Flatwoods is a small community of about 257 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Flatwoods's rank of 189th in West Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Flatwoods loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

A pre-application checklist for Flatwoods

For Flatwoods's roughly 257 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across West Virginia; what changes is your credit file, not the fact that Flatwoods holds 257 people.

West Virginia rules behind a Flatwoods personal loan

Every row below records a West Virginia rule, its publisher and its retrieval date — the same rules a Flatwoods lender must follow.

Flatwoods on the map

Inside Flatwoods's boundaries lie about 0.7 square miles of land, with no significant water area recorded. The resulting density is about 392 people per square mile. Charleston, the largest place in West Virginia, is about 59 miles from Flatwoods. Flatwoods has 38 larger places within a 50-mile radius. The 100-mile radius contains 243 larger places.